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September 30, 2003 |
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Welcome to the September edition of ACTion
News. Our newsletter is distributed each
month in order to keep you up to date with
events in the advanced card industry. This
complimentary service is provided by ACT
Canada; "building an informed marketplace".
It is also available in the Resource Centre
of our web site http://www.actcda.com. Please feel free to forward this to your
colleagues.
If you would prefer to receive this newsletter
in plain text please send your request to
andrea(AT)actcda.com.
This newsletter has been
sponsored by ACT
Canada's 2003 Partner:
A Coinamatic Company
IN THIS ISSUE:
1. Editorial Comment
2. Breaking Through Card Barriers Conference
& Exhibition
3. Egypt Bank Launches Chip-Based MasterCard
Card Using G&D's Technology
4. Keycorp Terminals In
Canadian Merchant
Deployment
5. Schlumberger Smart Cards
& Terminals
Aims For New Heights As
Axalto
6. Rainbow Technologies
Completes Acquisition
Of Chrysalis-ITS
7. Credit Union Central
Of Canada Signs Exclusive
Agreement With Everlink
Services
8. Little Rock National
Airport Installs
Fingerprint Technology
9. Beverly, Addison Gilbert
Hospitals Launch
Health Card Technologies'
Smart Card Program
10. Inside ID Conference
News
11. New Benefit for ACT
Canada Members
ACT CANADA WOULD LIKE TO THANK OUR NEW & RENEWING MEMBERS:
PRINCIPAL:
Giesecke & Devrient ~ member since 1990
GENERAL:
ActivCard ~ new member
Airos Group ~ member since
2002
Keystone Manufacturing
~ new member
Qunara ~ member since 2002
Scotiabank ~ member since
1997
Smart Chip Technologies
~ new member
Unisys ~ new member
ASSOCIATE:
The Gooderham Group ~ new member
Retail Merchants Association
of British Columbia
~ new member
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1. EDITORIAL COMMENT
Source: Catherine Johnston, President &
CEO, ACT Canada (09/30) |
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Turning the Corner?
To paraphrase a great
writer, it is neither
the best of times,
nor the worst of
times.
We know that business,
along with real orders,
is in the foreseeable
future. For the industry,
the question today
is how to bridge
the gap
as customers look
for pre-sales support.
At the same time,
customers are already
challenged
by the number of
companies and events
competing
for their time. Finding
the balance is key
to building a healthier
market.
For more than 10
years, the advanced
card
industry has invested
in Canada. They have
nurtured this market
through R&D,
consulting,
accreditation programs,
standards development
and training. Over
that period some
players
have changed as opportunities
came and went.
The survivors are
more wary and resources
are scarce, but there
is an effective way
for the industry
to support the emerging
market.
Promoting the technology
through advocacy
and education has
traditionally been
most
effective when channeled
through a strong
central association.
This will be increasingly
more important in
the coming years.
ACT Canada
has performed this
role since 1989 and
at
our annual general
meeting on October
16th,
we will chart the
path for the coming
years
and look back at
the past year's accomplishments.
Our goal is to provide
timely, relevant
information
to benefit both the
market and the industry.
As an association,
ACT Canada represents
all card platforms
that carry technologies
beyond magnetic stripe.
Our members include
issuers from the
public and private
sectors,
regulators, the industry
and a wide range
of other interested
organizations.
This allows us an
uncommon neutrality,
contributing
to our worldwide
reputation for providing
vital information,
forecasting trends,
managing
issues and representing
the Canadian market.
We have built a broad
based network and
understanding
of the Canadian and
international markets
over our 14-year
history.
As we enter this
next stage, our strength
and success will
come from our members
and
we are dedicated
to acting on their
behalf.
By pooling resources,
each member gains
access
to benefits that
would be far more
costly,
and sometimes simply
not available, within
their own organization.
As we go into our
last board meeting
of the
year, I would like
to thank our directors
for their insights,
guidance and support.
You made us a better
association!
Please join me in
thanking our board:
Richard Adamson,
President Coinamatic
Bob (Robert) Aylward,
Sr. VP, Operational
Risk, RBC Financial
Group
Douglas Beardshaw,
President, DEVMARK
Technology
Management
Sandra Bergen, Executive
VP of Growth &
Development, CUETS
Geoffrey Bowen, EVP
& General Manager,
Ingenico
Bob Cheriton, President,
Insight Navigation
Michael de Rosenroll,
Director General,
Infrastructure,
Architecture + Security
Division, Treasury
Board Secretariat
of Canada
Rebecca Dornbusch,
Director, Governmental
Relations, International
Biometrics Industry
Association
Ed Gresham Director,
Market Development,
Giesecke & Devrient
(G&D)
David Grindal, Director
of Sales Support
& Marketing,
ACI Worldwide (Canada)
Inc
Bryce Hutt, Group
Manager, Smart Card
Programs,
Scotiabank
Francois Le Bel,
Business Development
Consultant,
Axalto
Gary McDonald, Director,
Canadian Passport
Office
Cindy Pearson
Randy Vanderhoof,
Executive Director
Smart
Card Alliance and
Allen Wright, Director,
Chip Initiatives
& Emerging Technologies,
Visa Canada
Association
as well as our legal
counsel, Martin Campbell
of Beard, Winter
LLP and my staff,
Andrea
McMullen and Melissa
Slade.
As always, we thank
our members. It is
a
privilege to work
for and with you.
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2. BREAKING THROUGH CARD BARRIERS CONFERENCE
& EXHIBITION
October 16 & 17, 2003
OBA Conference
Centre, 200-20
Toronto Street,
Toronto, Canada |
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Join us for a day and a half and we'll tell
you how 24 companies and governments have
successfully dealt with infrastructure, interoperability,
business cases, security and standards. Experts
from England, the United States and Canada
will work with you to answer your questions
and help you understand how you can overcome
these issues and successfully move forward.
Five keynote speakers will show you where
this market is going and the Solution Centre
showcases state of the art solutions. Come
and talk with experts, network and invest
in your career. We also have a Lunch and
Learn seminar at noon on Friday. It is designed
for those who want a business focused introduction
to advanced cards and the Canadian market.
Exhibitors, Case study abstracts, speaker
topics and biographies are available on our
web site. For more information about the
event please visit our web site at http://www.actcda.com/calendar/symposium.htm
This event has been sponsored by:
AmenityOne (a Coinamatic
company); Axalto
(a Schlumberger company);
Giesecke &
Devrient; IMS-MTE;
Infineon Technologies;
LaserCard; Purchasing
Management Association
of Canada; and Visa
Canada Association. | |
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3. EGYPT BANK LAUNCHES CHIP-BASED MASTERCARD
CARD USING G&D'S TECHNOLOGY
Source: Giesecke & Devrient (09/25) |
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The first chip-based payment card in Egypt
was launched by the Commercial International
Bank (CIB), MasterCard International and
Giesecke & Devrient (G&D). Through
this MasterCard card, CIB is further confirming
its pioneering and leadership status of future-oriented
banking services and products in Egypt.
In a joint press
conference with CIB
and
MasterCard, G&D
Egypt announced that
the new chip card
provides CIB's cardholder
with the utmost security.
The introduction
of the chip will
help to reduce the
potential
of card fraud and
allowing CIB to take
advantage
of the benefits of
value-added services
supported
by the smart card
technology, such
as loyalty
programs, frequent
flier programs, health
care records and
many more.
CIB's chip-based
MasterCard card is
based
on G&D's MChip
Lite V2.1 solution.
Further
G&D provides
in this project extensive
services: from setting
up of the processes,
the overall project
management, production
and personalization
of the chip cards
up
to the full letter-shop
services. The card
personalization includes
magnetic stripe
encoding, chip personalization,
personal
cardholder's picture
and signature.
Mr. Hisham Ezz Al-Arab,
CIB Chairman and
Managing Director,
says that the partnership
with G&D is a
cornerstone in the
bank's
mission to provide
customers with better
value-added banking
products and further
improve customer
service. "With
G&D
as the competent
partner for Smart
Card and
Security Solutions,
along with CIB's
state-of-the
art infrastructure,
we have succeeded
in
complementing this
project in a matter
of
a few months,"
he says. "G&D's
Smart Card technology
enables us to diversify
our product portfolio
and sources of profit,
which further contributes
to the development
of the retail banking
sector and the overall
growth of the Egyptian
economy," he
adds.
Both Giesecke & Devrient & MasterCard
are members of ACT Canada and are both involved
in the Breaking Through Card Barriers Conference
& Exhibition. For more information about
either of the above mentioned companies please
visit their web site: http://www.gdai.com; and http://www.mastercard.com. |
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4. KEYCORP TERMINALS IN CANADIAN MERCHANT
DEPLOYMENT
Source: Keycorp (09/03) |
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Secure electronic transaction solutions provider
Keycorp Limited announced that HN Financial,
a division of Hospitality Network and subsidiary
of Saskatchewan Crown communications company
SaskTel, had committed to the Keycorp K23
platform for deployment with merchants across
Canada.
Keycorp has developed
a debit/credit software
application for HN
Financial, which
has already
ordered 200 K23s
and is actively promoting
the Keycorp platform
as its flagship Point
of Sale (POS) terminal
solution. HN Financial
is also piloting
a range of value-added
applications
on the K23 platform.
Hospitality Network,
headquartered in
Regina,
Saskatchewan, employs
340 people as well
as HN Financial's
nationwide dealer
network
to sell its POS systems
and services to merchants
throughout Canada.
HN Financial offers
merchants the opportunity
to use the POS terminals
to generate revenue
by charging their
customers a service
fee
or a surcharge per
debit transaction.
"Keycorp considers
the relationship
with HN Financial
as another significant
step into the Canadian
POS market,"
said Paul DeRosse,
Managing Director,
Keycorp
Canada.
"HN Financial
is an ideal partner
for
penetrating a broad
cross-section of
the
market through its
extensive sales and
support
network. We look
forward to a long
and fruitful
business relationship."
Don Brass, GM, HN
Financial said: "The
K23 is proving to
be extremely popular
with
merchants because
it is a very flexible
platform
which allows them
to offer their customers
a variety of revenue-generating
services
easily and securely.
Keycorp's expertise
in advanced payment
terminals complements
our company's strategy
of providing the
latest,
cost-effective POS
technology to our
Canadian
customer base."
HN Financial utilises
the transaction switching
network operated
by the CGI Group,
which
recently certified
the K23 for its processing
services. CGI, a
leading provider
of end-to-end
information technology
and business processing
services, provides
financial switching
services
to thousands of institutions
in North America.
The K23 is the second
Keycorp product that
CGI has added to
its portfolio of
supported
POS devices.
The K23 terminal
combines ease of
use, reliability
and security. The
sleek new terminal
features
a large graphics
display, a fast thermal
printer, multi-function
capability and an
intuitive user interface.
The K23 terminal
is smartcard-enabled
and meets the latest
security standards
including certification
with Interac and
is EMV (Europay,
MasterCard
and Visa) level one
and two certified.
Keycorp Canada is a member of ACT Canada.
For more information, please visit their
web site at http://www.keycorp.net.
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5. SCHLUMBERGER SMART CARDS AND TERMINALS
AIMS FOR NEW HEIGHTS AS AXALTO
Source: Schlumberger (09/22) |
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Schlumberger Smart Cards and Terminals, a
division of Schlumberger, announced that
it has changed its name to Axalto. This name
change will bring more visibility to Axalto
and reinforce its image as a leading smart
card player in a rapidly evolving market.
For the past
25 years, Axalto
teams have
led the way
in shaping
applications, developing
solutions and
delivering
numerous innovative
technologies,
which have
made smart cards
part of everyday
life. The company
is known
for being first-to-market
with cutting-edge
products --
from the first
memory smart card
and the first
microprocessor
smart card --
to such recent
breakthrough
products as the
java-based
microprocessor
smart card, or
the first smart
card that connect
directly
to the USB
port of a PC
to secure wireless
LAN and all
types of digital
transactions.
"As Axalto,
we will confirm
our leadership
role and continue
to meet the
challenges
of the international
marketplace,
developing
and deploying
high-quality
products and solutions
that make a
visible business
difference for
our customers
worldwide"
said Olivier
Piou, President
of Axalto.
"Our teams,
made up of
56 different
nationalities, are
excited to
be a part of
this adventure, which
emphasizes
our ever-renewed
performance"
he added.
The division
opted for a
name, which best
reflects its
smart card
strategy - highlighting
the key contributions
of smart cards
in today's
digital age
- personalized
and secure access
to information
and transaction
networks that
govern our
day-to-day
activities. Combined
with altitude,
which symbolizes
the company's
strategic vision,
based on its
acute understanding
of the smart
card market
and its evolution,
as well as
the company's
long track record
of being able
to provide
innovative products
and solutions,
tailor-made
to meet specific
business and
market needs.
Axalto is a member of ACT Canada and will
be a Roundtable Expert at October's Breaking
Through Card Barriers. For more information
please visit their web site at http://www.axalto.com.
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6. RAINBOW TECHNOLOGIES COMPLETES ACQUISITION
OF CHRYSALIS-ITS
Source: Chrysalis-ITS (09/09) |
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Rainbow Technologies, Inc. announced that
the Company completed the acquisition of
Chrysalis-ITS, a privately-held hardware
security manufacturer with headquarters in
Ottawa, Canada.
Rainbow acquired Chrysalis for $20 million
in cash and the Company expects the transaction
to be accretive to earnings in the fourth
quarter of 2003. Revenue for Chrysalis for
the first six months of 2003 was $4.7 million
and for the second half of the year, is expected
to increase 20 percent over that period.
"This is an important step in our acquisition
strategy that complements our product line
and customer base. The combination of Luna,
iGate and iKey provides a complete solution
for securely managing digital identities
for our mutual enterprise, healthcare and
financial customers. It also represents a
significant first step in providing our customers
an opportunity to single source their high
assurance digital security solutions needs,"
said Shawn Abbott, president of Rainbow eSecurity.
"Chrysalis has established a leadership
position in the cornerstone category of root
key protection and its Luna products, which
protect the underlying architecture of security,
are highly complementary with our iKey and
iGate products," added Abbott. "This
strategic move puts Rainbow's full financial
and market strength behind our enduring commitment
to the Luna product line," said David
Longbottom, CEO of Chrysalis.
For more information, please visit their
web site at http://www.rainbow.com. |
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7. CREDIT UNION CENTRAL OF CANADA SIGNS EXCLUSIVE
AGREEMENT WITH EVERLINK SERVICES
Source: Canadian Newswire (09/16) |
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Participating credit unions to save in excess
of 40% on transaction switching services
Credit Union Central of Canada and Everlink
Payment Services Inc. today announced that
they have signed an exclusive, five year
transaction switching services agreement.
Everlink, a leading-edge Canadian-based electronic
transaction switching (ETS) company will
provide exclusive processing of Interac transactions
and access to CIRRUS, Maestro, MasterCard,
PLUS and ACCULINK the credit union system's
proprietary network. Over the term of the
agreement, participating credit unions can
expect to save in the range of 40% on transaction
switching services.
The main highlights of the agreement include:
- Simplified pricing model where the transaction
switch fees are tiered to transaction volumes.
- Centralized switching environment, simplified
management, reporting & settlement.
- Two pricing models that provide options
for credit union participation.
- Near real-time disaster recovery back-up.
Jim Hackett, COO of Credit Union Central
of Canada, says, "We are excited to
be partnering with this new organization
as they bring an innovative approach to conducting
business and have a strong understanding
of, and commitment to, the credit union system
in Canada."
"The simplified pricing model has transaction
switch fees tiered to the transaction volume
that provides for growth incentive and the
two pricing models available are attractive
options for credit union participation,"
Hackett added.
"As a new company, we are extremely
pleased that Credit Union Central of Canada
recognizes the value of Everlink's service
offerings," says Bas Wheeler, President
of Everlink Services. "Our company uses
the twin principles of simplicity and inclusiveness
to build our product and service portfolio,
since we believe every financial institution
deserves a service-rich, cost-effective ETS."
Canadian Central will be issuing a detailed
newsletter to the system outlining the implications
of the contract and next steps for credit
unions.
Credit Union Central of Canada is a member
of ACT Canada. For more information please
visit their web site at http://www.cucentral.ca. |
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8. LITTLE ROCK NATIONAL AIRPORT INSTALLS
FINGERPRINT TECHNOLOGY
Source: ICMA Daily News (09/12) |
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Little Rock National Airport has installed
Bioscrypt's advanced fingerprint technology
to enhance security throughout the airport.
The airport has installed a new system featuring
both Bioscrypt's fingerprint readers and
HID's new iCLASS contactless smart card technology.
The fingerprint readers have integrated HID
iCLASS 13.56 MHz read/write contactless smart
card technology, and store fingerprint templates
directly on smart cards giving users added
security and privacy. |
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9. BEVERLY, ADDISON GILBERT HOSPITALS LAUNCH
HEALTH CARD TECHNOLOGIES' SMART CARD PROGRAM
Source: ICMA Daily News (09/18) |
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Beverly Hospital and Addison Gilbert hospital
patients are receiving medical smart cards
as part of a program designed to make hospital
registration faster and more efficient. With
nearly 500,000 cards to be distributed in
the next 12 months, they are the first private
hospitals in the United States to issue smart
cards to all of their patients.
The hospitals' parent company Northeast Health
System (NHS) has been working closely with
Oklahoma City-based Health Card Technologies,
Inc. (HCT) for the past year to develop a
patient admitting system that uses smart
cards with embedded computer chips. The cards
contain access codes for each patient's medical
record, which are read through smart card
readers attached to the hospitals' admitting
terminals.
"Our admissions process is easier and
more convenient with patient smart cards,"
says Cheryl Akre Teal, director of access
services of Beverly and Addison Gilbert hospitals.
"The access services staff can pull
up the patient information instantaneously,
eliminating the need for entering the record
number manually. This greatly reduces the
likelihood of errors such as duplicate records."
Accidental creation of duplicate records
is a major problem in healthcare computing.
It can be caused by an errant keystroke in
the data entry process, or when a patient
or family member provides the wrong social
security number. These errors are not only
a time-consuming headache for medical records
staff, but they can cause critical medical
information to be hidden from treatment professionals.
"With the smart card, we will decrease
duplicate records and improve patient identification,"
says Teal.
Beverly and Addison Gilbert hospitals' smart
cards only store information that identifies
the patient's records in the hospitals' computers.
If the card is stolen or lost, there is no
security risk. "Even if someone with
the right tools managed to read the information
on the smart card chip, they wouldn't learn
anything other than the patient's record
number within our system. This won't help
anyone defeat all of the layers of security
and access control we have in place that
ensure that patient confidentiality, especially
when dealing with medical records, is held
to the highest integrity," says Akre
Teal.
The smart card admissions program is just
the first step in establishing a system where
ultimately all patients will carry their
medical history on a smart card. "Today
we are addressing a very important need within
hospitals to streamline admission - but more
importantly, we have built the infrastructure
to launch more sophisticated applications
of smart cards in the future. We'll be able
to offer cards that store extensive medical
history information, insurance data, emergency
contacts and more," said Chris Kavanaugh,
CEO and president of HCT. "We can start
to build a community-wide healthcare information
network that links patients, care providers,
and payors."
NHS is fully implementing the admission program
over the next several months. From there,
they will be actively seeking to grow card
applications. "We'll be expanding the
smart card system for the next several years,"
said Teal. "We evaluated many alternatives
and are convinced that smart cards offer
the best combination of convenience and security."
The smart card systems of Beverly and Addison
Gilbert hospitals use the same technology
being used in the national health care smart
card program of Germany, an application of
over 80 million smart cards. The smart card
chips, manufactured by Infineon Technologies
AG of Munich, Germany, are models SLE4442.
The smart card readers, manufactured by SCM
Microsystems of Ismaning, Germany, are the
Towitoko Chipdrive 130s.
HCT specializes in medical applications of
advanced automation technologies, and has
been in business since 1994. In addition
to the program in Beverly, HCT has provided
smart card systems for two Oklahoma hospital
networks.
Infineon is a member of ACT Canada and a
sponsor at the Breaking Through Card Barriers
Conference. For more information about Infineon,
please visit their web site at http://www.infineon.com. |
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10. INSIDE ID ANNOUNCES DISCOUNTS FOR ACT
CANADA MEMBERS
Source: ACT Canada (09/03) |
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ACT Canada is pleased to announce that our
members will receive a $100 (US) discount
on a 3 day registration at the Inside ID
Mega Show, December 8 - 10 in Washington
DC. On December 11th you can also register
for the Liberty Alliance Tutorial Session,
Industry Standards Meetings and Industry
Association Meetings.
As exhibitors, we are pleased to be a part
of this conference and invite you to join
us in Washington. For more information on
the program, speakers, exhibitors and other
information, please visit http://www.insideid.com. |
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11. NEW ACT CANADA MEMBER BENEFITS
Source: ACT Canada (09/30)
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Two new benefits were announced this month.
ACT Canada members will receive a discount
on advertising in the Smart Card Technology
Journal. This prestigious publication is
distributed worldwide. For more information,
please contact Andrea McMullen at andrea(AT)actcda.com.
Members also receive a $200 discount at the
upcoming October 16th and 17th conference
(see story #2). This month we booked additional
space to allow all our members to receive
an additional free seat for every one purchased. |
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| ACT Canada is an international non-profit
association for the advancement of card technologies.
We work on behalf of our members to promote
the awareness, understanding and use of all
advanced card technologies; including optical,
smart, capacitive and emerging technologies.
If you would like to learn more about ACT
Canada membership please visit http://www.actcda.com or contact our office at (905) 426-6360
ext. 21. |
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| Please forward any comments, suggestions,
questions or articles to andrea(AT)actcda.com.
If you would like to be removed from our
newsletter distribution list please reply
to this email with the word "REMOVE"
in the subject field. Please note that articles
contained in this newsletter have been edited
for length, and are for information purposes
only. |
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Andrea McMullen
AVP
ACT Canada
tel: 905 426-6360 ext. 24
fax: 905 619-3275
email: andrea(AT)actcda.com
web: www.actcda.com
mail: 85 Mullen Drive, Ajax, ON, L1T 2B3 |
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