 |
|
|
October 28, 2004 |
|
Welcome to the October edition of ACTion
News. This complimentary service is provided
by ACT Canada; "building an informed
marketplace". It is also available in
the Resource Centre of our web site. Please
feel free to forward this to your colleagues.
If you would prefer to receive this newsletter
in plain text please email your request to
andrea(AT)actcda.com.
This newsletter has been sponsored by ACT
Canada's 2004 Partner:
A Coinamatic Company
IN THIS ISSUE:
1. Invitation To Participate In Smart Card
Survey
2. ICMA Announces Results
Of Its 6th Annual
Card Manufacturing Global
Market Survey
3. SCM Microsystems Delivers
Smart Card Readers
For Belgium's National
E-Id Program
4. US Government Selects
Axalto To Provide
E-Passport Technology
5. Motorola To Launch Trial
Of Handsets With
MasterCard PayPass Technology
6. Access To Paymentech's
Netconnect Now
Available For Dial-Based
Terminals
7. Consumer Mistakes Continue
To Aid Identity
Theft According To Nationwide
Survey
8. Visa Acquirer Device
Validation Test Scripts
Available Directly From
ICC Solutions
9. NIST Releases First
Draft Of Personal
Identity Verification Standard
10. Additional Stories
Available In Members
Only Section
UPCOMING EVENTS:
Visit ACT Canada at booth 3F42 at Cartes,
November 2-4, 2004.
ACT Canada Members receive
discounts at the
following event:
Inside ID: The Identification
Solutions Mega
Show
November 15 - 17, 2004
Washington, DC, USA
http://www.insideid.com
|
|
1. INVITATION TO PARTICIPATE IN SMART CARD
SURVEY
Source: ACT Canada + PA&A |
|
|
 |
|
In June of 2004 ACT and PA&A sponsored
a Smart Card summit designed to bring individuals
from Banking, Government, Retail and industry
to discuss the various challenges that face
Canada as it moves towards a smart card enabled
and more importantly secured society. As
an outcome of the conference all participants
expressed the view that many of the applications
they are contemplating must adhere to International
standards if they are to provide the benefits
smart cards offer. The move of Credit and
Debit card payment systems are migrating
globally based on the EMV specifications,
Passports will adhere to the new ICAO specifications,
The airline industry has established standards
via IATA. Other sectors are in various stages
of debate and such implementations as drivers'
licenses and Healthcare cards require international
standards is police, car rental, medical
professionals are able to secure the true
value of an electronic version of these means
of identification.
In order to more
fully understand
the various
dimensions of a global
migration of various
applications to smart
cards we would appreciate
it if you could allot
some of your time
to
participate in this
survey. Your name
will
not be linked to
your answers when
the report
is published. Analysis
will be done by sector
and geographic region.
This survey should
take less than 15
minutes and we thank
you
for your time and
input.
The goal of this second phase of our survey
is to expand on the results to a limited
Canadian only survey that already identified
some key trends and requirements that demand
global attention. We intend to publish our
summary finding on the http://www.actcda.com and http://www.andreae.com web sites. Those wishing more detailed reports
will be offered the opportunity to purchase
the complete results
The survey is available
at
http://www.surveymonkey.com/s.asp?u=8617687595
Thank you in advance
for your input.
| |
|
2. ICMA ANNOUNCES RESULTS OF ITS 6th ANNUAL
CARD MANUFACTURING GLOBAL MARKET SURVEY
Source: ICMA (10/20) |
|
|
|
|
The International Card Manufacturers Association
(ICMA) announced the results of its Sixth
Annual Card Manufacturing Global Market Survey.
The Survey, measuring results for 2003, revealed
for the sixth consecutive year that while
the North American Region leads the world
in the total number of cards manufactured,
Europe continues to be the most lucrative
market as measured in dollars.
The survey measured
numbers of cards
manufactured
and market volumes.
Major findings revealed
that globally, in
2003, approximately
11.7
billion cards were
manufactured, a 9.3
percent
growth rate. The
global card marketing
measure
in U.S. dollars increased
27.1 percent to
$6.1 billion, resulting
from the impact of
microprocessor chip
card growth.
The regions surveyed
were North America,
Europe, Asia Pacific,
Latin America and
MEA
(Middle East/Africa).
The products surveyed
were plastic cards
of all thicknesses
including
traditional cards-with
and without magnetic
stripe, and chip
cards that include
contact,
contactless and combi-cards
for diverse applications
such as financial
hologram cards, ID
cards,
telecom cards, gift
cards and more.
The Survey revealed
the following growth
statistics:
~ 9.3% global unit
market growth to
11.7
billion cards
~ 27.1% global dollar
market increase to
$6.1 billion. . .impacted
by microprocessor
chip card growth.
~ North America #1
in units slipping
to #4
in dollars…lagging
in chip card growth.
~ Europe #1 in dollars
and #2 in units…driven
by microprocessor
chip cards in the
financial
and other secure
(GSM) sectors.
~ Asia/Pacific card
market #2 in dollars
and #3 in units…driven
by China and chip
card growth.
~ Latin America now
#3 in dollars.
The Survey analyzed
card-specific statistics
and reported the
following:
~ Traditional cards
represent 83.8% of
the
units and 21.3% of
the dollars while
chip
cards represent 16.2%
of the units and
78.7%
of the dollars on
a global basis.
~ Non secure cards
represent 42.9% of
the
global card unit
market.
~ Financial hologram
cards represent 11.9%
of the global card
unit market.
~ North American
unit card market
remains
#1 in 2003 with 53.1%
share while Europe
is #2 with 22.1%
and Asia/Pacific
#3 with
17.8%.
~ Financial hologram
units increased by
9.5%
and dollars increased
by 46.8% impacted
by
EMV migration to
chip card.
~ ?Other secure cards
had significant growth
with 7.7% on units
and 42.7% on dollars
impacted
by GSM/telecom and
transit chip cards.
Memory
chip cards (prepaid
telephone) have rapidly
declined in most
markets.
~ Non-secure units
are up 10.9% driven
by
the Loyalty and Gift
card sector. The
dollar
value declined by
10.0% impacted by
price
pressure.
~ Chip Card units
grew 6.3% to 1.9
Billion
while dollars grew
slightly to $4.8
Billion
influenced by GSM/Telecom
growth, transit
growth, EMV migration,
prepaid telephone
memory card rapid
decline, healthcare
growth,
overall price pressure
For more information
visit http://www.icma.com.
| |
|
3. SCM MICROSYSTEMS DELIVERS SMART CARD READERS
FOR BELGIUM'S NATIONAL E-ID PROGRAM
Source: ICMA Daily News (10/26) |
|
|
|
|
SCM Microsystems, Inc. announced it has delivered
smart card readers to international technology
group Giesecke & Devrient (G&D) for
use in Belgium's National e-ID program.
Belgium is becoming
the first European
country
to standardize the
electronic identity
card.
By the end of 2009,
every Belgian citizen
will be required
to own an electronic
ID
card. To meet this
requirement, close
to
ten million cards
will be issued to
the country's
citizens over the
next three to five
years.
G&D specified
SCM's Secure Trusted
Readers,
which will be installed
at all Belgium municipalities
for use with National
e-ID smart cards.
Secure
Trusted Readers are
dedicated to applications
requiring high levels
of security, such
as
the security needed
for Belgium's e-ID
program.
"We chose SCM
as our exclusive
supplier
of smart card readers
because their products
deliver the high
performance needed
for the
e-ID program,"
said Jan Van Eenoo,
sales
director of G&D
Belgium. "SCM
smart
card readers provide
highly secure access
to sensitive, personal
data such as that
contained on Belgium's
e-ID."
The Secure Trusted
Reader is a programmable
device that includes
a smart card reader,
a display and a secure
PIN (Personal Identification
Number) pad. It features
embedded 1024 bit
public key cryptographic
functions for stronger
authentication and
a tamper evident
design.
The e-ID cards, valid
for five years, will
contain an embedded
microchip storing
the
holder's personal
data, including date
of
birth, family tree,
civil status, current
and past addresses
and military situation.
The chip will also
contain a digital
certificate
that will allow remote
access authentication.
With the card, users
can access e-government
applications, attaching
an electronic signature
to certify the authenticity
of data transmitted
when needed. These
digital signatures
will
have the same legal
value as hand written
signatures. In addition,
private companies
such as banks expect
to develop services
that will leverage
the electronic ID
card.
Initially the card
will not contain
biometric
data, but this can
be included at a
later
stage if deemed necessary
Giesecke & Devrient and SCM Microsystems
are members of ACT Canada. For more information
visit http://www.gdai.com & http://www.scmmicro.com.
|
|
4. US GOVERNMENT SELECTS AXALTO TO PROVIDE
E-PASSPORT TECHNOLOGY
Source: ICMA Daily News (10/15) |
|
|
The GPO will use this technology to manufacture
the US passport booklet provided to US citizens.
Axalto will deliver
immediately initial
quantities
of passport electronic
covers, related readers
and software for
test and qualification
in
the GPO passport-manufacturing
environment.
The GPO expects to
ramp up production
to
quantities above
1 million electronic
passports
in 2005. By 2006,
all new passports
are expected
to have the electronic
capability incorporated.
The GPO currently
produces more than
7 million
passports each year.
The electronic passport
technology from Axalto
includes the company's
highly secure operating
software with biometric
capabilities running
in a large capacity
contactless microprocessor
chip that is embedded
in a module that
is
highly resistant
to damage.
This module is integrated
in the passport
booklet cover. The
Axalto electronic
passport
technology was developed
based on the company's
proven smart card
security technology
and
designed to provide
superior durability
and
performance over
the passport's 10-year
life
span.
Axalto is a member
of ACT Canada. For
more
information visit
http://www.axalto.com.
|
|
|
5. MOTOROLA TO LAUNCH TRIAL OF HANDSETS WITH
MASTERCARD PAYPASS TECHNOLOGY
Source: MasterCard (10/12) |
|
|
|
|
Motorola announced that it will conduct a
field trial of mobile phones enabled with
MasterCard PayPass, a new "contactless"
payment option and Near Field Communications
(NFC) technology. Consumers will enjoy the
benefits of simpler and faster transactions
conducted with their mobile phones.
The handsets will
incorporate a number
of
security features
to protect financial
data
and to ensure consumers
a secure financial
transaction.
The Motorola phones
will be equipped
with
NFC technology, which
enables the device
to run multiple proximity
applications as
well as payment.
In the future, these
may
include applications
such as contactless
ticketing for mass
transit or events.
In
addition, the phone
can function as a
contactless
reader, paving the
way for a variety
of marketing
and promotional applications.
Applications
can be loaded into
the secure area of
the
phone 'over the air,'
offering potential
operational savings
to card issuing financial
institutions, as
well as revenue opportunities
to wireless network
operators.
The Motorola phones
enabled with MasterCard
PayPass technology
are expected to be
trialed
by the end of this
year in a variety
of locations
in the U.S.
MasterCard Canada is a member of ACT Canada.
For more information visit http://www.mastercard.com or http://www.motorola.com.
| |
|
6. ACCESS TO PAYMENTECH'S NETCONNECT NOW
AVAILABLE FOR DIAL-BASED TERMINALS
Source: Precidia Technologies (10/12) |
|
|
|
|
Precidia Technologies announced the Class
B certification of its POSLynx retail router
for Paymentech's NetConnect, a secure, direct
Internet connection to its card authorization
center. With the first commercial release
of the POSLynx now available, merchants can
easily connect dial-based terminals to the
Internet over DSL or other broadband networks
for faster, more cost-effective payment transaction
processing.
Converting
up to four
point-of-sale terminals
to IP using
SSL, the POSLynx
helps small
to mid-size
merchants reduce
communication
costs by eliminating
the need for
dedicated
dial lines.
With no changes
required to terminal
applications,
implementation
of the POSLynx
is quick and
painless; merchants
are up and
running immediately
without additional
expense
or training.
Furthermore,
this low/no maintenance
device features
built-in reliability
via
dial back-up.
Paymentech is a member of ACT Canada. For
more information visit http://www.paymentech.com & http://www.precidia.com.
|
|
7. CONSUMER MISTAKES CONTINUE TO AID IDENTITY
THEFT ACCORDING TO NATIONWIDE SURVEY
Source: EDS (10/27) |
|
|
|
|
Despite millions of cases of identity theft
every year, American consumers continue to
surrender too much personal information over
the phone or Web, according to the 2004 Identity
Management Survey. The survey, commissioned
by EDS and the International Association
of Privacy Professionals (IAPP), and conducted
by the Ponemon Institute found consumers
are not practicing all security precautions
to protect themselves despite repeated warnings
of identity theft.
"While consumers have learned not to
divulge information such as their Social
Security number and debit card number over
the phone or on the Web, our survey indicates
that they are still naïve and share significant
amounts of information from the contents
of their wallet -- putting them at greater
risk for identity theft and phishing,"
said Peter Reid, portfolio strategist for
EDS Security and Privacy Services.
Key survey findings show that more than 70
percent of consumers will share information,
such as their name, address, postal code,
phone number, account number or give the
answer to a security question to an unsolicited
call or email. Other findings in the survey
include:
~ A majority of consumers (61 percent) do
not want to be forced to change passwords,
a common procedure mandated to enhance security;
~ Over half of respondents (57 percent) do
not want their accounts locked down after
three failed attempts to provide identification
verification information;
~ Two-thirds of consumers (66 percent) believe
it is worse to endure the inconvenience of
being denied access due to a systems glitch
than it is to be given access without proving
their identity;
Reid, who will release the overall survey
results in a white paper, Privacy and Identity
Management Survey, during the IAPP Conference
on Oct. 29 in New Orleans, said consumers
continue to repeat the mistakes that resulted
in nearly 10 million identity theft victims
in the United States last year as reported
by the Federal Trade Commission.
The Identity Management Survey was conducted
to evaluate consumer sentiment about sharing
personal information, different methods organizations
currently use to verify identity and what
remedial action consumers expect organizations
to take following a security breach.
"These findings are a clear indication
that consumers are not willing to spend time
with identification verification processes
that serve to protect their personal information
and their identity," said Reid. "However,
the survey results also indicate that consumers
want identification methods to be just as
secure as they are convenient and that, perhaps,
is one of the reasons why consumers are now
more open to alternative identification verification
methods."
The survey also gauged consumer interest
toward innovative methods of identification
verification, such as biometrics and a single
secure and private identification credential.
Results suggest that a majority of consumers
are open to alternative methods of identification
management solutions:
~ More than 69 percent are open to the idea
of using biometrics for identity management.
Only 12 percent said no to biometrics, while
19 percent are unsure;
~ 88 percent of respondents who are willing
to accept biometric identification methods
are in favor of this technology because it
is convenient and does not require them to
remember passwords;
~ 85 percent chose finger prints and 84 percent
chose voice recognition as preferred methods
of biometric identification for convenience
and speed;
~ More than 75 percent of respondents believe
that one secure and private identification
credential, issued by a trusted organization,
would make it much more convenient to prove
their identity to various organizations.
"This survey confirms the fact that,
in spite of issues like identity theft, consumers
value convenience over privacy, presaging
a real need for technologies and techniques
that offer superior privacy protection while
enhancing the customer experience,"
said Trevor Hughes, executive director, IAPP.
"Clearly, the development and adoption
of technologies such as biometrics and identity
management solutions are vital to meeting
our responsibilities to the consumer."
According to the Identity Management Survey,
77 percent of consumers expect organizations
to have strong identification safeguards
in place. The top five organizations that
consumers expect to have the strongest identification
and authentication safeguards are law enforcement
(94 percent), credit card companies (94 percent),
hospitals and clinics (91 percent), banks
(89 percent) and airlines (84 percent).
"Several times a day, many consumers
are asked to share their personal information
in order to establish a relationship with
a company or to purchase a product online,"
said Dr. Larry Ponemon, chairman and founder
of Ponemon Institute. "This is the first
study that attempts to understand the concerns
consumers have about sharing information
and what they expect organizations to do
to protect their information. I believe organizations
will find the results interesting and valuable
as they define their identity management
strategies for the future."
While consumers may be divulging important
personal information and demand convenient
security, they clearly value the protection
of their personal information. Survey findings
indicate 85 percent of consumers believe
their access should be denied if their identity
cannot be verified. In addition, 84 percent
want to be notified when an organization
determines that an unauthorized person has
been given access to their information.
"As a leading identity management solutions
services provider, EDS has a responsibility
to its customers to understand the evolving
privacy and identity management consumer
demands," said Gail Magnuson, global
offering manager, EDS Security and Privacy
Services, and co-author of the Privacy and
Identity Management Survey white paper. "EDS
chose to sponsor this major market survey
to assist our clients in the development
of identity management solutions that fit
the needs of their customers."
The Ponemon Institute administered the large
scale, Web-based national study between Sept.
7 and Sept. 30, 2004. The survey was sent
to more than 7,300 individuals, 18 years
of age and older, with a response rate of
1,197.
EDS is a member of ACT Canada. For more information
visit http://www.eds.com; http://www.privacyassociation.org & http://www.ponemon.org.
|
|
8. VISA ACQUIRER DEVICE VALIDATION TEST SCRIPTS
AVAILABLE DIRECTLY FROM ICC SOLUTIONS
Source: ICC Solutions (10/12) |
|
|
|
|
ICC Solutions Limited announced their participation
in the development and issuance of Test Scripts
to satisfy the requirements of the Visa Acquirer
Device Validation Tool (ADVT) Kit.
The ADVT Test Scripts are designed to be
used on terminals to ensure correct terminal
configuration, to assist with integration
and interoperability testing, and to ensure
that Visa's terminal requirements are being
met. Visa encourages Acquirers to execute
these tests on all terminal types prior to
deployment.
ICC Solutions Limited was commissioned to
develop the ADVT Test Scripts based on the
recently released ADVT Version 3.0. The ADVT
Test Scripts are immediately suitable for
use with the ICCSimTT / ICCSimDE products,
and have been validated by Visa International.
Denny Jensen, senior vice president, Product
Platform Implementation, Visa International
adds "The availability of Visa's Acquirer
Device Validation Toolkit on the ICCSimTT
and ICCSimDE platform is a timely contribution
to our ongoing efforts to maintain chip interoperability
worldwide, particularly as we continue to
develop new features and functions to enhance
our current chip offerings".
As the migration to chip cards within the
Payment Systems industry is now rapidly underway
on a global scale, the crucial importance
of testing is being widely recognized, in
order to ensure a smooth, efficient and painless
transition.
ICC Solutions and Visa Canada Association
are members of ACT Canada. For more information
visit http://www.iccsolutions.com & http://www.visa.ca.
|
|
9. NIST RELEASES FIRST DRAFT OF PERSONAL
IDENTITY VERIFICATION STANDARD
Source: SecureID News (10/20) |
|
|
|
|
The U.S. National Institute of Standards
and Technology (NIST) has announced the preliminary
draft of the Federal Information Processing
(FIPS) 201 standard. The Federal Personal
Identity Verification standard is being developed
in response to HSPD-12 and specifies "a
framework, architecture, and technical requirements
for a comprehensive federal personal identity
verification system."
NIST will be accepting comments until October
30th, to view the draft visit http://csrc.nist.gov/piv-project/fips201-support-docs.html
|
|
| 10. ADDITIONAL STORIES AVAILABLE IN ACT CANADA
MEMBERS ONLY SECTION |
|
|
These additional stories will now be available
to ACT Canada members via the Members Only
section of our web site. Click on the link
below to access this section. If you are
a member of ACT Canada but do not have your
login details please contact me - andrea(AT)actcda.com.
http://www.actcda.com/members-only/news.htm
NEW GOVERNMENT REPORT SHOWS STRONG PROGRESS
IN AGENCY SMART CARD PROJECTS
Secure ID News Sept 04 (09/29)
Smart cards are alive and well in Washington,
D.C. even though some 28 projects have disappeared
in the past 18 months…
MALAYSIA ISSUES DUAL INTERFACE 'MYKAD' ID
CARD NATIONWIDE
Source: Contactless News Sept 04 (09/30)
By the end of 2005, all Malaysian citizens
over the age of 12 will be carrying a dual
interface contact/ contactless smart card
as their national ID. With a population of
23 million, the Malaysian program is both
one of the world's first national ID card
programs and one of the largest issuances
of dual interface technology. The multi-purpose
MyKad cards incorporate both government and
private sector applications onto a single
card…
|
|
|
|
| ACT Canada is an international non-profit
association for the advancement of card technologies.
We work on behalf of our members to promote
the awareness, understanding and use of all
advanced card technologies; including optical,
smart, capacitive and emerging technologies.
If you would like to learn more about ACT
Canada membership please visit http://www.actcda.com or contact our office at (905) 426-6360. |
|
|
|
| Please forward any comments, suggestions,
questions or articles to andrea(AT)actcda.com.
If you would like to be removed from our
newsletter distribution list please reply
to this email with the word "REMOVE"
in the subject field. Please note that articles
contained in this newsletter have been edited
for length, and are for information purposes
only. |
|
|
|
Andrea McMullen
AVP
ACT Canada
tel: 905 426-6360 ext. 24
fax: 905 619-3275
email: andrea(AT)actcda.com
web: www.actcda.com
mail: 85 Mullen Drive, Ajax, ON, L1T 2B3 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
