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June 28, 2007 |
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Welcome to the June edition of ACTion News.
This complimentary service is provided by
ACT Canada; "building an informed marketplace".
It is also available in the Resource Centre
of our web site. Please feel free to forward
this to your colleagues.
If you would prefer to receive this newsletter
in plain text please email your request to
andrea(AT)actcda.com.
IN THIS ISSUE:
1. Editorial Comment
2. McDonald's Canada Announces Plans To Accept
MasterCard PayPass & Chip Cards
3. TD Merchant Services
Launches Canada's
1st "Chip-Ready"
Integrated POS
Solution
4. Toronto To Use Contactless
Public Transit
Ticketing
5. Canadian-Based Aldergrove
Credit Union
Selects Open Solutions'
Technology Platform
6. Cardware 07 Review
7. Gemalto Selected To
Provide Citibank Taiwan
With EMV Turnkey Solution
8. Faster Payments To Thousands
Of New York
Taxis Coming
9. IT Security Solutions
From Giesecke &
Devrient Successfully Complete
Windows Smart
Card Framework Certification
Program Pilot
For Windows Vista
10. Gemalto Delivers 1st
Smart Card Driving
License Program In Mexico
11. FIME Continues Its
Internationalization
Into North America
12. WMATA Implements Base24-eps To Enhance
Card Purchase Processing
13. EDS Launches Mid-Range Card Platform
In Brazil
14. Smart Card Reader From SCM Microsystems
Receives Qualification For Use In U.S. Homeland
Security Program
15. Vodafone Names Giesecke & Devrient
"Supplier Of The Year"
16. FINO Adopts Gemalto Smartcards To Accelerate
Microbanking Deployment In India
17. Additional Stories Available In Members
Only Section
ACT CANADA THANKS OUR NEW & RENEWING
MEMBERS:
PRINCIPAL:
EWA-Canada ~ member since 2004
GENERAL:
Davis + Henderson ~ member since 2006
Deloitte Inc. ~new member
GOVERNMENT:
Canada Post ~ new member
SME:
ECARD ID Experts ~ new member
GFH Group ~ new member
ASSOCIATE:
Lifecycle Integrity ~ member
since 2005
UPCOMING EVENTS:
World eID
Sept.19 - 21, 2007
Sophia Antipolis, French
Riviera
http://www.strategiestm.com/events/se/index.htm
ACT Canada members receive 25% delegate discount
~ contact andrea(AT)actcda.com.
Smartcards in Transport
October 1 & 2, 2007
Paris, France
http://www.groupeactis.com/rubrique.php3?id_rubrique=48
Smart Card Alliance Annual Conference
October 8 - 11, 2007
Boston, MA, USA
http://www.smartcardalliance.org
Cartes & IT Security
November 13 - 15, 2007
Paris, France
http://www.cartes.com
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1. EDITORIAL COMMENT
Source: Catherine Johnston, President &
CEO, ACT Canada (06/28) |
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We are all too busy.
Sunday night, as I finished the last of the
preparations for Cardware 07 EMV, I did a
few google searches, because the Internet
has become an important source of information.
Unfortunately, the quantity is overwhelming.
For example, the following number of sites
came up for:
EMV: 5,420,000, EMV in Canada: 231,000, Biometrics:
7,410,000, Biometrics in Canada: 1,090,000,
Smart Cards in Canada: 4,800,000 and Smart
Cards: 46,300,000
Who has the time to look at more than the
top ten or twenty? Then you have to determine
whether each site reflects up to date or
even accurate information. I could happily
spend most of every day doing Internet research,
but time is a luxury. In fact, when I do
give in to my desire to check something out
on the net, I can barely control my need
to check out just a few more sites to make
sure that they don't have something different
to say from the first 20. Suddenly hours
have disappeared.
I've found very valuable information on the
Internet, but not knowledge and not insights
into this market. As I look back across a
long career I realize that my greatest growth
and best accomplishments resulted from insights
provided by other people. Sometimes they
come from a conversation with a colleague,
or in a meeting. The more people gathered
together to discuss a common interest, the
greater the likelihood you will gain insight.
And when you open your world to new people
who share your interests, you stand an even
greater chance to learn from them.
We are all busy,
but we cannot afford
to
waste opportunities
to expand our circle
of knowledge. Seek
out experts, talk
with
people who you normally
don't meet with,
discuss new ideas.
You will be surprised
at how refreshed
you can feel and
how much
you can learn in
a single day. This
is why
good conferences
with programs built
to provide
insight into your
market are valuable.
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2. MCDONALD'S CANADA ANNOUNCES PLANS TO ACCEPT
MASTERCARD PAYPASS & CHIP CARDS
Source: Canada Newswire (06/25) |
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McDonald's Restaurants of Canada announced
plans to accept two new payment options that
will give its customers a convenient alternative
to cash. McDonald's will begin installing
MasterCard's PayPass readers and chip card
terminals in some of its 1,400 restaurants
across Canada as early as 2008.
"We're excited about
our plans to further
enhance the customer experience
through these
new payment options,"
said Laurie Laykish,
Senior Vice-President Marketing
& Strategic
Planning, McDonald's Restaurants
of Canada.
"We are always listening
to our customers
and responding with new
innovations to meet
the needs of their on-the-go
lifestyles,
whether it be with drive-thrus,
menu choices
or, in this case, more
convenient payment
options."
"We are pleased to
be working with McDonald's
to provide their customers
with the tap and
go convenience of MasterCard(R)
PayPass(TM),"
said Kevin Stanton, President
of MasterCard
Canada.
MasterCard Canada is a member of ACT Canada;
please visit http://www.mastercard.ca.
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3. TD MERCHANT SERVICES LAUNCHES CANADA'S
FIRST "CHIP-READY" INTEGRATED POS
SOLUTION
Source: Canada Newswire (06/27) |
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TD Merchant Services announced the availability
of Canada's first "chip-ready"
integrated point-of-sale (POS) solution designed
for businesses preparing to upgrade their
infrastructures to accept chip-based debit
and credit cards.
Merchant Connect
EMV is a software
interface
designed by Tender
Retail that allows
businesses
to connect their
POS systems with
their payment
processor; it also
ensures merchants
meet
the precise requirements
of EMV, the global
technology standard
for chip-based debit
and credit cards
to replace existing
magnetic
stripe cards. TD
Merchant Services
is the
first payment processor
in Canada to certify
Tender Retail's Merchant
Connect EMV.
"We're working hard to take care of
tomorrow's chip requirements today,"
said Jeff van Duynhoven, VP, TD Merchant
Services. "As the payments industry
transitions to chip technology, we think
merchants will come to appreciate our chip
knowledge and expertise. We're pleased to
partner with Tender Retail to become the
first in Canada to offer a chip-ready integrated
solution for the point-of-sale."
TD Bank Financial
Group is a member
of ACT
Canada; please visit
http://www.td.com.
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4. TORONTO TO USE CONTACTLESS PUBLIC TRANSIT
TICKETING
Source: Contactless News (06/25) |
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Commuters will soon be able to tap onto transit
with the new Presto card - the first regional
fare card for public transit in Canada. Beginning
this July, Presto is being introduced on
a limited basis in the City of Mississauga.
The Presto card will help create a seamless
transit network, making it easier for people
to take all public transit, from train to
bus, and also the subway. Presto complements
the McGunity government's recently announced
MoveOntario 2020 multi-year $17.5 billion
rapid transit action plan for the Greater
Toronto Area.
"Presto is a
smart card that will
revolutionize
public transit,"
said Cansfield. "When
the system is fully
implemented, commuters
will be able to replace
tickets, transfers
and passes with the
Presto card on nine
transit
systems across the
GTA, from Hamilton
to
Oshawa."
Beginning this July,
Presto is being introduced
on a limited basis
in the City of Mississauga
for regular GO Transit
riders who start
their
trip at the Cooksville
or Meadowvale stations
and take Mississauga
Transit shuttle routes,
or Toronto Transit
Commission outbound
at
Union Station.
Greater Toronto Transportation
Authority
(GTTA) will assume
responsibility of
the
Presto fare system
as it gets rolled
across
the region.
In late 2008, the
use of the Presto
fare
card will be expanded
to include Burlington
and Oakville commuters
including the GO
Transit
Lakeshore West line.
By 2010, Presto will
be fully implemented
on Brampton, Burlington,
Durham Region, Hamilton,
Mississauga, Oakville,
Toronto, York Region
and GO transit systems.
The TTC will accept
the Presto card at
five
subway stations,
including Don Mills,
Downsview,
Finch, Islington,
and Union stations.
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5. CANADIAN-BASED ALDERGROVE CREDIT UNION
SELECTS OPEN SOLUTIONS' TECHNOLOGY PLATFORM
Source: Open Solutions (06/21)) |
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Aldergrove Credit Union, located in the Fraser
Valley of British Columbia, has selected
Open Solutions Inc.'s The Complete Credit
Union Solution®, as its core banking system
platform. The credit union will also implement
Open Solutions' financial accounting suite,
its asset/liability management and budget
planning product, report viewing and archiving
capability and electronic signature capture.
Open Solutions is a leading provider of integrated
enabling technologies for financial institutions
worldwide. Aldergrove Credit Union offers
a full slate of financial products and services,
including financial planning and wealth management.
Open Solutions Canada
is a member of ACT
Canada; please visit
http://www.opensolutions.com.
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6. CARDWARE 07 REPORT
Source: ACT Canada (06/28) |
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Both Toronto and Ottawa were attended by
more delegates from the market than from
the industry for a second year in a row and
some of Canada's largest merchants attended
the Merchant workshop.
The acquirers present
in Toronto heard
a
strong message from
merchants and one
that
was echoed by issuers,
giving them an opportunity
to discuss it with
their merchants,
and also
with prospects. The
payment card associations
heard clearly that
the communication
path
to merchants is not
getting all the results
they had hoped for
and by the end of
the
day, conversations
were being held to
determine
new ways for EMV
stakeholders to get
what
they need.
In Ottawa, delegates
heard many speakers
talk about the need
to choose the right
technology
for their projects.
Most often referenced
was the US choice
of long-range RFID
for
a border crossing
ID. At one point
it was
referred to as pallet
technology, leaving
the audience with
a vision of people
as walking
pallets. Policy decisions,
public perception
and political insights
were the focus of
the presentations,
along with updates
on
standards, technology
and the initiatives
of other governments.
At the of the day
in Ottawa, participants
expressed support
for an ongoing Smart
Card
Information Network
and ACT Canada will
work
with federal and
provincial governments
to
determine the scope
and delivery mechanisms.
Overall both Cardware events delivered insights
for participants. It was a good investment
of one day for busy people. Proceeding will
be made available to delegates next week.
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7. GEMALTO SELECTED TO PROVIDE CITIBANK TAIWAN
WITH EMV TURNKEY SOLUTION
Source: ICMA Daily News (06/12) |
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Gemalto announced that Citibank Taiwan selected
Gemalto as exclusive EMV migration launch
partner and to provide over one million banking
cards, personalization services and turnkey
solution.
"A migration
of technology
of this scale,
being Taiwan's
largest foreign
bank, is fraught
with challenges,
and careful
planning and
extra diligence
is necessary,"
said
Daniel Huang,
vice president,
Transaction
Service Group
of Citibank
Taiwan. "Experience
counts for
a lot and having
a one-stop-shop
makes life
easier for
everyone involved.
Migration to
EMV microprocessor
card technology
is an important
milestone and
we believe
our customers
will benefit
from the enhanced
security provided
whilst maintaining
the
same levels
of convenience."
Citi Cards Canada and Gemalto are members
of ACT Canada; please visit http://www.citicards.ca & http://www.gemalto.com.
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8. FASTER PAYMENTS TO THOUSANDS OF NEW YORK
TAXIS COMING
Source: Contactless News (06/12) |
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Visa and taxi innovation expert Creative
Mobile Technologies (CMT), announced the
launch of a program to enhance the payment
experience for New York taxi passengers.
The initiative, which started in June 2007,
will equip thousands of New York taxicabs
with contactless payment readers located
in the back of the taxi, enabling passengers
to simply pay with a wave.
Visa payWave is a new technology feature
found on a growing number of Visa cards worldwide.
It uses radio-frequency technology to send
payment information rapidly and securely
over an extremely short distance to the point
of sale terminal.
New York taxis equipped with the new readers
are able to accept both Visa payWave transactions
as well as traditional "swipe"
transactions. Passengers are able to include
a tip to the price of the fare, and no signature
is required for transactions under $25. Visa
research shows that increasingly consumers
want to use a payment card for purchases
under $25 for convenience (73 percent), efficiency
(44 percent) and speed (39 percent).
Visa Canada Association is a member of ACT
Canada; please visit http://www.visa.ca.
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9. IT SECURITY SOLUTIONS FROM GIESECKE &
DEVRIENT SUCCESSFULLY COMPLETE WINDOWS SMART
CARD FRAMEWORK CERTIFICATION PROGRAM PILOT
FOR WINDOWS VISTA
Source: Giesecke & Devrient (05/30) |
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Giesecke & Devrient (G&D) has become
one of the first companies meeting the quality
criteria of Microsoft's Ireland-based Smart
Card Certification Center for Windows Vista
with its StarSign IT security solution products.
Using smart cards from the StarSign family
of products, PC users can securely authenticate
themselves on networks and for IT applications.
The compliance with Microsoft's certification
requirements confirms that StarSign lives
up to the quality standards set by Microsoft.
Microsoft's Smart Card Certification Center
has been working closely with early adopters
of the Windows Smart Card Framework to develop
a certification program that balances the
needs of both Microsoft and IHVs. The result
of this close cooperation will be a fully
fledged certification program that will award
"Designed for Windows" logos for
card minidrivers and smart cards that meet
the Windows Vista logo program requirements
for smart card minidrivers. Microsoft's Smart
Card Certification Center is located in the
Ireland based European Development Center.
Giesecke & Devrient is a member of ACT
Canada; please visit http://www.gi-de.com.
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10. GEMALTO DELIVERS 1st SMART CARD DRIVING
LICENSE PROGRAM IN MEXICO
Source: ICMA Daily News (06/14) |
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Gemalto announces that it has successfully
delivered Mexico's first smart card driving
license to the city of Monterrey, Nuevo Leon
state, Mexico. The contract includes 900,000
driving licenses over a period of 3 years.
This new card also acts as a reliable ID
document and opens up the potential for additional
e-schemes like healthcare for the benefits
of all citizens.
The driving license is a chip-based ID document
that entitles a specific person to drive
a certain category of vehicle. The microprocessor
securely stores a high-resolution picture
of the holder, his/her blood type, and the
drivers' credentials to enable digital signature.
The chip also contains the history of drivers'
fines, allowing the transit authorities to
easily monitor drivers' behavior on the roads
and could, in the future, be used for insurance
companies to calculate policy costs. Fingerprint
and facial picture of the driver are encoded
in the card body.
Gemalto is a member of ACT Canada; please
visit http://www.gemalto.com.
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11. FIME CONTINUES ITS INTERNATIONALIZATION
INTO NORTH AMERICA
Source: Source: FIME (05/31) |
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FIME is expanding its international presence
with the opening of FIME America, a leading
new test centre integrated into Silicomp
Canada's facilities, located in Montreal,
Quebec. As of June 2007, FIME's team will
offer North American local customers its
technical and commercial experience. This
new centre proposes the complete range of
FIME test solutions for a variety of diverse
sectors, including the banking, identity,
transport and health markets. FIME aims to
increase its testing capacity for cards and
terminals through the development of the
new site.
FIME is a member of ACT Canada; please visit
http://www.fime.com.
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12. WMATA IMPLEMENTS BASE24-EPS TO ENHANCE
CARD PURCHASE PROCESSING
Source: Contactless News (06/19) |
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ACI Worldwide announced that the Washington
Metropolitan Area Transit Authority (WMATA)
has implemented BASE24-eps to enhance the
processing and routing of debit and credit
card transactions originating from WMATA's
ticketing machines in the Washington, D.C.,
metropolitan area.
"The flexibility and scalability of
BASE24-eps allows WMATA to easily add other
transit systems to our network, such as the
Maryland Transit Authority (MTA), which we
plan to add later this year," said Chris
Cipperly, assistant treasurer, Office of
the Treasurer Department of Finance at WMATA.
"Our debit and credit transactions are
routed and processed much more efficiently
than before."
WMATA's previous system processed record
transaction volumes in recent months as the
use of debit and credit cards increased.
With BASE24-eps, WMATA has greater flexibility
in routing and processing card payments,
as well as improved real-time transaction
management and monitoring. The increased
online management capability of BASE24-eps
enables WMATA to monitor card traffic, help
detect fraudulent transactions and reduce
its overall network operation costs.
ACI Worldwide is a member of ACT Canada;
please visit http://www.aciworldwide.com.
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13. EDS LAUNCHES MID-RANGE CARD PLATFORM
IN BRAZIL
Source: epaynews.com (06/19)
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EDS has launched a mid-range card processing
platform in Brazil that is designed to allow
a wider range of financial institutions and
retailers to offer credit cards.
Vinnie Calo, director of global card services
at EDS, says the system is designed for both
banks wanting to issue credit cards and retailers
seeking to enter the private-label card market
in Brazil. "The credit card outsourcing
market is really growing in Brazil, with
the private-label sector expanding faster
than the bank card market," Calo says.
"There are a lot of Brazilian retailers
that want to launch a store card operation,
and are looking for outsourcing service providers."
EDS says the first Brazilian bank to publicly
announce that it is using the U.S. firm's
card processing platform is BV Financeira.
The Sao Paulo-based bank has signed a six-year
contract with EDS, and has already issued
both Visa- and MasterCard-branded credit
cards using the EDS platform.
According to EDS, BV Financeira expects its
credit card portfolio to grow to around 3
million cards in the next six years.
EDS currently processes 4.5 million cards
in issue and 2.1 billion card transactions
a year in Brazil for its Brazilian clients.
EDS is a member of ACT Canada; please visit
http://www.eds.com.
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14. SMART CARD READER FROM SCM MICROSYSTEMS
RECEIVES QUALIFICATION FOR USE IN U.S. HOMELAND
SECURITY PROGRAM
Source: SCM Microsystems (06/20) |
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SCM Microsystems announced that its SCR3310v2.0
smart card reader has been approved by the
U.S. Government Services Administration (GSA)
as compliant with Homeland Security Presidential
Directive (HSPD)-12. As a result, the SCR3310v2.0
smart card reader is now included on the
GSA's FIPS 201 Approved Product List that
governs which products and services may be
purchased by federal agencies for the HSPD-12
program.
SCM's SCR3310v2.0 is suitable for a wide
range of applications, including network
security, secure logon, email encryption,
home banking, e-loyalty, e-healthcare, and
others. Leveraging more than a decade of
experience including more than ten million
readers shipped worldwide, the new USB reader
complements SCM's existing reader portfolio
while adding support for all relevant security
standards, including support for all ISO
7816 class A, B and C smart cards (i.e.,
5V, 3V, and 1.8V smart cards). Its unique
and flexible architecture prevent obsolescence
by allowing support for new or additional
cards in the field while protecting the integrity
of the product. The SCR3310v2.0 also offers
the fastest transfer rate available among
comparable readers.
SCM Microsystems is a member of ACT Canada;
please visit http://www.scmmicro.com.
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15. VODAFONE NAMES GIESECKE & DEVRIENT
"SUPPLIER OF THE YEAR"
Source: ICMA Daily News (06/05) |
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Vodafone has presented its "Supplier
of the Year" award to Giesecke &
Devrient (G&D in recognition of its outstanding
commitment. G&D recently received the
award at Vodafone's "Global Supplier
Conference" for its commitment and capability
in enabling Vodafone to deliver to its global
customers reliable and innovative products
and services in a highly competitive marketplace.
Vodafone measures supplier performance regularly
as supplier performance management and the
delivery of continuous improvement is a key
component of Vodafone's supply chain strategy.
"This award recognizes how G&D demonstrated
a spirit of true strategic partnership by
understanding Vodafone's needs, then by delivering
excellent service and value," said Detlef
Schultz, Vodafone's Global Supply Chain Management
Director.
Giesecke & Devrient is a member of ACT
Canada; please visit http://www.gi-de.com.
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16. FINO ADOPTS GEMALTO SMARTCARDS TO ACCELERATE
MICROBANKING DEPLOYMENT IN INDIA
Source: ICMA Daily News (06/25) |
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Gemalto announced the successful introduction
of smartcard technology with biometric authentication
for Financial Information Network & Operations
Ltd. (FINO) in India. The Gemalto solution
conveniently and securely stores transaction
records inside the smart card to enable microbanking
and simplifies access to financial services
for the under-banked population in rural
India.
FINO provides end-to-end core banking technology
solutions including smart cards to microfinance
partners, banks and Non-Governmental Organisations
(NGO) involved in serving low-income households
in the urban and rural regions in India as
business correspondents of large institutions.
Currently, an estimated 500 million people
in these areas are either not served or are
underserved by the finance sector (source:
Ananth Bindu, et. al - A blueprint for the
delivery of Comprehensive Financial Service
to the poor in India, Dec 2004).
Each FINO card developed by Gemalto can hold
up to 15 different types of secure applications
that facilitate financial services such as
deposit remittances, savings, loans, insurance
and e-purses.
In addition, the card acts as an electronic
statement to log all transactions with the
ability to store the last 150 transactions
(up to 10 transactions per service). Transactions
are validated using biometric authentication,
which provides one of the highest degree
of digital security available today. End-user
transaction is approved after fingerprint
information is read using low-cost readers
and then verified by the card microcomputer
at business correspondents facilities and
at selected retail outlets and partner premises.
Gemalto is a member of ACT Canada; please
visit http://www.gemalto.com.
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| 17. ADDITIONAL STORIES AVAILABLE IN ACT CANADA
MEMBERS ONLY SECTION |
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These additional stories are available to
ACT Canada members via the Members Only section
of our web site. Click on the link below
to access this section. If you are a member
of ACT Canada but do not have your login
details please contact me - andrea(AT)actcda.com.
http://www.actcda.com/members-only/news.htm
BEIJING TO INTRODUCE CELLPHONE-INTEGRATED
SMART CARD ON PUBLIC VEHICLES
Beijingers may soon be able to punch their
mobile phones to pay for tickets on public
transit…
NORDIC BANK TO DISTRIBUTE SMART CARD READERS
FOR WEB BANKING, E-GOVERNMENT
Sweden-based Nordea Bank intends to begin
distributing smart card readers to up to
1.1 million customers…
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| ACT Canada is an international non-profit
association for the advancement of card technologies.
We work on behalf of our members to promote
the awareness, understanding and use of all
advanced card technologies; including optical,
smart, capacitive and emerging technologies.
If you would like to learn more about ACT
Canada membership please visit http://www.actcda.com or contact our office at (905) 426-6360. |
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| Please forward any comments, suggestions,
questions or articles to andrea(AT)actcda.com.
If you would like to be removed from our
newsletter distribution list please reply
to this email with the word "REMOVE"
in the subject field. Please note that articles
contained in this newsletter have been edited
for length, and are for information purposes
only. |
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Andrea McMullen
VP, Operations
ACT Canada
tel: 905 426-6360 ext. 24
fax: 905 619-3275
email: andrea(AT)actcda.com
web: www.actcda.com
mail: 85 Mullen Drive, Ajax, ON, L1T 2B3 |
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