 |
|
|
July 29, 2007 |
|
Attention ACT Canada members - starting next
month you will require your member login
to access additional sections of the newsletter.
If you do not already have your login details,
please email your request prior to August
24th.
Welcome to the July edition
of ACTion News.
This complimentary service
is provided by
ACT Canada; "building
an informed marketplace".
It is also available in
the Resource Centre
of our web site. Please
feel free to forward
this to your colleagues.
If you would prefer to receive this newsletter
in plain text please email your request to
andrea(AT)actcda.com.
IN THIS ISSUE:
1. Editorial Comment
2. TD Canada Trust Completes Canada's First
Transaction With A Chip Debit Card
3. Hbc Stores Unveil Plans
To Accept MasterCard
Chip Cards
4. Gemalto To Deliver 35
Million E-Health
Cards For German Citizens
5. LaserCard Helps Employers
Resolve Critical
Problem Of Employment Eligibility
6. Swedish Banks Opts For
One-Time Online
Passwords
7. SCM Microsystems' Ehealth100
Terminal
First To Receive Gematik
Qualification For
Use With German Electronic
Health Card
8. Tap And Go Donuts
9. Iran Issues First Biometric
Passports
10. Finger Veins Tapped
For Biometric ID
11. Additional Stories Available In Members
Only Section
ACT CANADA THANKS OUR NEW & RENEWING
MEMBERS:
GENERAL:
LaserCard Corp. ~ member since 1999
MasterCard Canada ~member
since 1999
UPCOMING EVENTS:
World eID
Sept.19 - 21, 2007
Sophia Antipolis, French
Riviera
http://www.strategiestm.com/events/se/index.htm
ACT Canada members receive 25% delegate discount
~ contact andrea(AT)actcda.com.
Smartcards in Transport
October 1 & 2, 2007
Paris, France
http://www.groupeactis.com/rubrique.php3?id_rubrique=48
ACT Canada members receive a delegate discount
~ contact andrea(AT)actcda.com.
Smart Card Alliance Annual Conference
October 8 - 11, 2007
Boston, MA, USA
http://www.smartcardalliance.org
Cartes & IT Security
November 13 - 15, 2007
Paris, France
http://www.cartes.com
|
|
1. EDITORIAL COMMENT
Source: Catherine Johnston, President &
CEO, ACT Canada (07/27) |
|
|
 |
|
Media and Your Bottom Line
While there are few
things better than
good
press, bad press
does not always pose
the
biggest media risk.
Most educated readers
can recognize bad
or sensationalized
writing.
More damage is caused
by small inaccuracies,
incomplete information
or misused terminology.
This happened recently
when a reporter attacked
Citizenship and Immigration
Canada, erroneously
claiming that they
were using a surveillance
technology.
Sometimes the problem
is not the media
but
the person being
interviewed, as was
the
case when a federal
communications person
referred to counterfeit
government smart
cards. The cards
in question were
not smart
cards and the counterfeits
were simply plastic
with copied artwork
- no advanced technology
involved.
One of the saddest
cases was caused
by a
headline writer.
The headline, "Smart
cards, dumb idea"
appeared in a magazine
and days later a
major ID project
for which
smart cards had already
been purchased, was
changed to a magnetic
stripe program. Ironically,
the body of the story
did not support the
headline, but politically
the damage was
done.
As chip cards move forward within the financial
sector and contactless technology rolls out
for transit and payment, we need to ensure
that the media has access to solid sources.
This includes 24/7 access to electronic information
as well as to knowledgeable contacts to interview.
ACT Canada is increasing
its content for
media use. Although
we have always been
a
source for both print
and broadcast media,
we see an increase
in the number and
depth
of interviews we
have done this year
and
expect it to continue
to grow.
Members are invited
to discuss messaging
with us.
| |
|
Did You Know That:
identity theft or fraud
is not a criminal
offence in Canada?
a google search for EMV
Canada results in
237,000+ sites?
Did You Know That:
ACT Canada members use
us to help develop:
Strategy
Communication messaging
And deliver:
Briefings for senior management
and other
areas of their organizations
As well as provide:
Insights to help solve
problems and identify
new opportunities
A knowledgeable and independent
media voice
|
|
2. TD CANADA TRUST COMPLETES CANADA'S FIRST
TRANSACTION WITH A CHIP DEBIT CARD
Source: CNW (07/09) |
|
|
TD Canada Trust today announced it has completed
Canada's first transaction with a chip debit
card. The transaction was made at a Green
Machine automated banking machine (ABM) located
in TD's Creekside Corporate Office in Mississauga,
Ontario. TD becomes the first organization
in Canada to be able to conduct a transaction
using a chip debit card at a chip-enabled
ABM that adheres to EMV standards.
While many other countries
including Britain
and France have already
migrated to chip
technology, Canada has
just begun, with critical
mass of cards, ABMs and
point-of-sale (POS)
terminals in market expected
to be reached
by 2010. Over the next
several years, TD
will issue millions of
chip-enabled TD Visa
Cards and TD Canada Trust
Access Cards to
its customers.
TD Merchant Services has
already deployed
tens of thousands of chip-enabled
POS terminals
to merchants in preparation
of chip cards
entering the market.
"We've made great
progress internally
to ready TD for the transition
to chip, and
being the first bank in
Canada to be able
to complete a transaction
with a chip debit
card is both a satisfying
and proud moment,"
said Chris Stamper, Vice
President, Core
Banking and Debit Payments,
TD Canada Trust.
"With last year's
upgrade of our network
of more than 2,500 ABMs,
today's announcement
sets the stage for the
final software implementation
at Green Machines to accept
chip debit and
credit cards."
"Because we offer
both debit and credit
card issuing and payment
processing services,
we feel we're particularly
well positioned
to assist customers in
the transition to
chip technology,"
said Jeff van Duynhoven,
Vice President, TD Merchant
Services. "Businesses
that process their card
payments through
TD can gain an advantage
by tapping into
the high level of confidence
consumers have
with the TD brand at the
point-of-sale."
|
|
3. HBC STORES UNVEIL PLANS TO ACCEPT MASTERCARD
CHIP CARDS
Source: CNW (07/12) |
|
|
|
|
Hudson's Bay Company (Hbc) and MasterCard
Canada announced that they have entered into
an agreement to bring MasterCard chip card
technology to Hbc national retail locations,
including the Bay, Zellers, Designer Depot,
Home Outfitters and Fields stores. In order
to prepare for the introduction of chip cards
at their stores across Canada, select Hbc
locations in the Kitchener-Waterloo area
will be participating with MasterCard in
a chip card market trial early in 2008.
"Having a leading
national, diversified
retailer like Hbc
participate in the
Kitchener-Waterloo
trial will certainly
help us to prepare
for
the national roll-out
of chip technology
for the Canadian
market," said
Kevin
Stanton, President
of MasterCard Canada.
"At Hbc, we
continue to work
with partners
like MasterCard Canada,
to enhance the shopping
experience for our
customers,"
said
Stephen Knight, Senior
Vice President, Credit
and Business Development,
Hbc. "The
Kitchener-Waterloo
trial of MasterCard
Canada's
chip card technology
is another key step
towards bringing
enhanced payment
security
to Hbc customers.
By 2011, with the
assistance
of MasterCard Canada,
we have committed
to
making our retail
locations chip-ready
by
upgrading our proprietary
payment processing
systems and point-of-sale
payment terminals."
MasterCard Canada
is a member of ACT
Canada;
please visit http://www.mastercard.ca.
|
|
4. GEMALTO TO DELIVER 35 MILLION E-HEALTH
CARDS FOR GERMAN CITIZENS
Source: ICMA Daily News (07/12) |
|
|
Gemalto announced it has been awarded the
tender held by insurance organization AOK
(Allgemeine Ortskrankenkasse) to supply and
personalize e-health-cards for their insured
in Germany. The contract win comes after
Gemalto took part in Germany's first healthcare
pilot program based on highly secure microprocessor
cards.
Gemalto's new advanced
digital healthcare
solution will avoid
duplicate examinations
and therefore lessen
unnecessary use of
healthcare
services. In addition,
the new health card
will be able to carry
electronic prescriptions,
which will reduce
significantly paperwork.
Finally, by allowing
data update once
the
card is in the field,
the new system enables
insurance funds to
potentially adjust
their
cost of ownership.
Gemalto's latest-generation
card will also
act as an active
security device to
perform
strong authentication
of the patient therefore
contributing to reducing
fraud costs and
increasing privacy.
It will enable secure
access to an electronic
medical file that
will include emergency
data such as blood
group, allergies
alerts and ongoing
treatments
records. Authorized
healthcare professionals
can read personal
information only
if the
patient consents
by entering the card's
Personal
Identification Number.
Gemalto is a member of ACT Canada; please
visit http://www.gemalto.com.
|
|
5. LASERCARD HELPS EMPLOYERS RESOLVE CRITICAL
PROBLEM OF EMPLOYMENT ELIGIBILITY
Source: LaserCard (07/23) |
|
|
LaserCard Corporation announced the introduction
of its "Green Card Authenticator,"
the ultimate support to employers, law enforcement,
and state and federal agencies seeking to
authenticate the U.S. Permanent Resident
Card, commonly referred to as the "Green
Card."
The Green Card is
probably the most
famous
- and most sought
after - identity
card in
the world. It confirms
the holder's right
to permanently reside
and work in the United
States. LaserCard
Corporation is proud
to
be the manufacturer
of this highly-counterfeit
resistant card which
includes some of
the
most sophisticated
overt and covert
security
features available
today.
The Green Card Authenticator
provides three
levels of assurance.
The first is to confirm
or question the authenticity
of the card;
the second is to
verify whether an
authentic
card is still valid;
and the third is
to
read and display
on a standard PC
screen
the facial image,
name, gender, date
of birth,
and nationality of
the legitimate cardholder.
A printed record
of the results is
automatically
generated for future
reference if required.
"Following the
recent demise of
immigration
reform legislation,
Secretary of Homeland
Security, Michael
Chertoff expressed
regret
that DHS would not
receive additional
funding
to support employers
in their need to
verify
the right of prospective
employees to work
in the United States,"
said Richard
Haddock, President
& CEO, of LaserCard.
"With DHS becoming
much more proactive
in worksite raids
and enforcement,
honest
and diligent employers
across the U.S. are
looking for a means
to verify the employability
of foreign job applicants.
LaserCard Corporation
is pleased to be
able to contribute
to these
efforts by providing
employers and government
agencies with authentication
technology for
U.S. Permanent Resident
Cards," added
Mr. Haddock.
LaserCard Corporation is a member of ACT
Canada; please visit http://www.lasercard.com.
|
|
|
6. SWEDISH BANKS OPTS FOR ONE-TIME ONLINE
PASSWORDS
Source: Market Wire Canada (07/10) |
|
|
|
|
Scandinavia's Nordea is planning to secure
online payments with chip-and-PIN card readers
that generate one-time passwords. The bank
is to supply its customers in Sweden with
readers from Swedish security firm Todos
Data System this autumn.
Nordea's new online
payment security
system
is based on the 3-D
Secure standard which
is the underlying
technology for the
Verified
By Visa, MasterCard
SecureCode and JCB
J/Secure
platforms. 3-D Secure
uses passwords to
authenticate
online shoppers.
The Nordea implementation
adds another level
of security to 3-D
Secure by using one-time-use
passwords instead
of passwords that
are selected
by customers. Nordea
is using Arcot Systems'
TransFort technology
to implement its
chip
and PIN-based 3-D
secure authentication
system.
When making an online
purchase, Nordea
cardholders
will receive a random
challenge number,
Arcot
says. They will then
have to insert their
card into their bank-issued
card reader and
unlock the card by
entering their PIN.
Next,
they will have to
enter the random
challenge
number into the reader
and obtain a unique
number that is calculated
on the smart card's
microprocessor and
has to be entered
online
to complete the payment
process.
Arcot says Nordea's
implementation provides
a high level of protection
for online payments
against fraud, because
without the card,
the reader and the
PIN, online payment
with
the card is not possible.
MasterCard Canada and Visa Canada are members
of ACT Canada; please visit http://www.mastercard.ca & http://www.visa.ca.
| |
|
7. SCM MICROSYSTEMS' EHEALTH100 TERMINAL
FIRST TO RECEIVE GEMATIK QUALIFICATION FOR
USE WITH GERMAN ELECTRONIC HEALTH CARD
Source: SCM Microsystems (07/05) |
|
|
|
|
SCM Microsystems, Inc. announced that its
eHealth100 is the first health card terminal
to receive approval for participation in
release 1 of the field tests of the electronic
health card program in Germany. The German
e-Health card program is the largest electronic
healthcare project in the world to date,
with planned deployment of 82 million electronic
health insurance cards and thousands of health
provider cards over the next few years.
According to
the gematik,
which is the organization
overseeing
the implementation
of the eHealth
card program
in Germany,
SCM's eHealth100
terminal is
compliant with
gematik specification
1.1.0 for terminals
for the program
and fulfills
all requirements
for the secure
use of the
electronic
healthcard.
In addition, the terminal
is compliant
with SICCT
(Secure Interoperable
Chip Card Terminal)
specification
V1.03 -
a catalogue
of requirements
for smart card
terminals used
in the German
eHealth program's
secure network,
or "telematics"
infrastructure.
The SICCT specification
was
developed by
the IT industry
organization
TeleTrusT e.V.,
in close relationship
with
gematik. Having
successfully
passed all technical
and laboratory
trials, the
eHealth100 can
now be used
in field trials
with actual healthcare
system users
as part of
the testing process
of the electronic
health card.
SCM's eHealth100
terminal was
developed specifically
for the use
with the electronic
health card
in Germany.
It is based
on the latest available
processor technology
and incorporates
ergonomic
features that
anticipate
frequent use by
general practitioners,
pharmacists
and therapists,
as well as
other healthcare
professionals.
The terminal
can be used
with all card types
of the new
German health
care telematics,
including the
electronic
health card, which
will be issued
to insured
individuals in
Germany; the
health professional
card (HPC),
which allows
every professional
in the health
care sector
to securely
access and edit patient
data; and the
Secure Module
Card (SMC) in
ID-000 format
for secure
data communication.
In addition,
it also reads
and operates with
Germany's current
health card.
The terminal's
design allows
for future applications
currently planned.
For example,
using additional
optional devices
such as a fingerprint
reader,
healthcare
providers will
be able to authenticate
themselves
in the telematics
network on a
daily basis,
rather than
patient by patient,
by providing
a so called
"convenience
signature."
In addition,
mobile access
to the telematics
network is
also planned,
which would
facilitate
home healthcare visits
and mobile
rescue missions.
SCM plans to
develop enhanced
terminals to
address these
new applications
and others
once gematik
specifications
are available.
SCM Microsystems
is a member
of ACT Canada;
please visit
http://www.scmmicro.com.
|
|
8. TAP AND GO DONUTS
Source: CNW (07/03) |
|
|
|
|
Tim Hortons, the coffee shop chain says it
will begin accepting MasterCard payment cards,
including PayPass contactless cards.
Tim Hortons says 500 of its restaurants across
Canada have already installed POS readers
with MasterCard capability. The company has
2,724 restaurants in Canada and 340 in the
U.S.
The coffee shop chain says that it will accept
MasterCard swiped cards as well as contactless
cards at participating counter and drive-through
locations in Canada. For a limited period,
MasterCard will be the exclusive credit card
accepted at Tim Hortons, MasterCard Canada
says.
MasterCard says that 36,000 Canadian quick
service merchants such as fast-food restaurants
and convenience stores have installed the
MasterCard Quick Payment Service (QPS) system.
MasterCard Canada is a member of ACT Canada;
please visit http://www.mastercard.ca.
|
|
9. IRAN ISSUES FIRST BIOMETRIC PASSPORTS
Source: Contactless News (07/12) |
|
|
|
|
Iran has unveiled its first biometric passports,
but only for diplomatic purposes, according
to the Deputy Foreign Minister. The government
plans to release e-passports for all applicants
by the end of the Iranian year, reported
PRESStv. After being pushed by by the International
Civil Aviation Organization (ICAO) for the
use of biometric passports, Iran has made
every endeavor to prepare the high-tech documents.
According to the article, only 34 countries
have added biometric features to passports,
although Iran is hoping that the new system
will reduce security costs and discourage
passport forgery as well as increase the
speed at which passengers are processed through
customs.
|
|
10. FINGER VEINS TAPPED FOR BIOMETRIC ID
Source: epaynews (07/26) |
|
|
|
|
Hitachi is teaming up with JCB to test biometric
technology that uses cardholders' finger
veins to authenticate them at the point of
sale. Gerard F. Corbett, Hitachi America's
Vice President, Branding and Corporate Communications
Group, tells ePaynews that the two firms
are initially planning an internal beta pilot.
According to a Nikkei article reported by
Dow Jones Newswires, Hitachi's technology
will let consumers pay for purchases via
a finger reader instead of using credit cards
at a card reader and signing their names.
The data would then be matched with vein
patterns that are held by credit card issuers.
The verification process is expected to take
just a few seconds, Hitachi says.
Hitachi and Japanese credit card issuer JCB
plan to start a three-month trial in Japan
this September. The Nikkei article says that
Hitachi wants to start marketing its point-of-sale
biometric authentication technology by March
2007, the end of its current financial year.
The technology will likely be used in locations
such as theme parks, commercial facilities,
video game arcades and gyms, The Nikkei says.
The finger reader is expected to be priced
at around 30,000 Yen (US$249).
|
|
| 11. ADDITIONAL STORIES AVAILABLE IN ACT CANADA
MEMBERS ONLY SECTION |
|
|
These additional stories are available to
ACT Canada members via the Members Only section
of our web site. Click on the link below
to access this section. If you are a member
of ACT Canada but do not have your login
details please contact me - andrea(AT)actcda.com.
http://www.actcda.com/members-only/news.htm
PIONEERING CONTACTLESS SCHEME IN SWITZERLAND
OF EMV CREDIT CARDS BEGINS
Alaric International announced that its Authentic
authorization and switching solution is being
used to enable the first contactless EMV
credit card launched in Europe…
EFTPOS MARKET GROWING AS EMV KICKS IN
The fast approaching EMV deadline is stepping
up growth momentum in the world point of
sale (POS) terminals market. The deadline
for migration is encouraging…
|
|
|
|
| ACT Canada is an international non-profit
association for the advancement of card technologies.
We work on behalf of our members to promote
the awareness, understanding and use of all
advanced card technologies; including optical,
smart, capacitive and emerging technologies.
If you would like to learn more about ACT
Canada membership please visit http://www.actcda.com or contact our office at (905) 426-6360. |
|
|
|
| Please forward any comments, suggestions,
questions or articles to andrea(AT)actcda.com.
If you would like to be removed from our
newsletter distribution list please reply
to this email with the word "REMOVE"
in the subject field. Please note that articles
contained in this newsletter have been edited
for length, and are for information purposes
only. |
|
|
|
Andrea McMullen
VP, Operations
ACT Canada
tel: 905 426-6360 ext. 24
fax: 905 619-3275
email: andrea(AT)actcda.com
web: www.actcda.com
mail: 85 Mullen Drive, Ajax, ON, L1T 2B3 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
