 |
|
|
January 30, 2008 |
|
Welcome to the January edition of ACTion
News. This complimentary service is provided
by ACT Canada; "building an informed
marketplace". It is also available in
the Resource Centre of our web site. Please
feel free to forward this to your colleagues.
If you would prefer to receive this newsletter
in plain text please email your request to
andrea(AT)actcda.com.
IN THIS ISSUE:
1. Editorial Comment
2. Visa payWave Coming To TD Visa Cards;
TD Merchant Services To Deploy Visa payWave
Readers
3. National Bank Of Canada
Completes Smart
Card Transactions
4. LaserCard Signs Secure
Foreign Resident
ID Management System Contract
For Costa Rica
5. Giesecke & Devrient To Supply SIM
Cards For Turkcell And Garanti Bank NFC Pilot
Project
6. Bell ID Launches Stand-Alone EMV Scripting
Product
7. ICC Solutions Awarded
Visa "Smart
Star" Status
8. Gemalto To Provide Yemen's
National Electronic
ID System
9. Payphone-ATM Use Blocked In UK Town -
Members Only Access
10. CPI Card Group Acquires Didier
11. Canadian Province Requires ID Theft Alert
Option - Members Only Access
12. E-Health Card Terminal From SCM Microsystems
Receives Gematik Certification
13. INSIDE Contactless NFC Chip Powers Payment
Transactions For Most Handsets In GSMA Pay-Buy-Mobile
Trials
14. January 31st Webinar On EMV Implementation
Challenges & Testing Solutions
15. Smart Cards Come To Montreal Transit
- Members Only Access
16. Italy Issues RFP Relating To Nationwide Infrastructure
For National Citizen ID Card Program
17. Ottawa To Benefit From Contactless For
Transit - Members Only Access
ACT CANADA THANKS OUR NEW & RENEWING
MEMBERS:
GENERAL:
ACI Worldwide (Canada) Inc. ~ member since
1998
Bell ID ~ new member
Canadian Tire Financial
Services ~ member
since 2006
Coinamatic ~ member since
2005
CoreStreet ~ member since
2006
CPI Card Group ~ rejoining
CUETS ~ member since 1990
ICC Solutions ~ member
since 2003
INSIDE Contactless ~ new
member
NBS Technologies Inc. ~
rejoining
TranSend Payments Ltd.~
new member
ViVOTech ~ new member
|
|
1. EDITORIAL COMMENT
Source: Catherine Johnston, President &
CEO, ACT Canada (01/29) |
|
|
 |
|
New Year - New Market - New Successes and
Newer Association
Is it advanced card
technology that helps
you meet your business
goals, or is it applications,
transactions, change
or convergence? We
have
always thought it
was all of the above,
but
that isn't what our
association name
suggests.
As we enter our 19th
year, we are dropping
the words "advanced
card technology"
from our name so
that the A, the C
and the
T can reflect the
broader interests
of our
members.
It will be a busy
year. In February
we will
hold our first meeting
of the Merchant Forum,
our newest Strategic
Leadership team.
Merchants
from across Canada
are eligible to join
the
team to articulate
their EMV conversion
thoughts,
needs and position:
as well as to learn
more
about their short
and long term options.
Our government team
is currently working
on a global e-government
scan to help Canadian
governments learn
what their international
peers are doing,
as well as to understand
how those initiatives
impact Canada.
Following up on our
consumer research
on
chip in the Canadian
market, we are planning
a new research initiative
aligned with our
members' interests
for 2008/2009. More
on
that next month…
Cardware 08 is in
the planning stages,
with
focus group interviews
underway with our
members. The Kitchener
Waterloo EMV trial
and new competitive
payment opportunities
will be the focus
for the financial
sector
and e-government
for the public sector.
The new market is
the one where the
focus
has shifted from
technology to business
opportunities.
Success for the vendors/suppliers
will be
based on how well
they can present
their
products and services
in terms of business
impact. For the financial
sector, one measure
of success will depend
on their ability
to
leverage new technologies
to supply innovative
and competitive products
to consumers. For
merchants it will
be the ability to
leverage
EMV to meet their
own goals.
For us at ACT Canada,
we seek to drive
recognition
and acceptance of
the fact that the
association
is a most cost-effective
mechanism to advance
members' goals in
the Canadian market.
The
stronger the association,
the stronger the
benefits for each
member. We are off
to the
strongest start of
any year since our
inception
and invite you to
join us for the benefits!
If you are not yet
a member, call me
at 1
905 426-6360 extension
23 to find out how
you can benefit this
year. If you are
one
of our valued members,
look for a letter
from me in the coming
weeks.
| |
|
2. VISA PAYWAVE CONTACTLESS FEATURE COMING
TO TD VISA CARDS; TD MERCHANT SERVICES TO
DEPLOY VISA PAYWAVE READERS
Source: ICMA Daily News (01/29) |
|
|
TD Canada Trust announced the Visa payWave
contactless payment feature will be added
to TD Visa chip Cards issued in Kitchener-Waterloo
as part of the ongoing market trial of chip-enabled
debit and credit cards. The Visa payWave
feature gives cardholders the option of paying
for small dollar purchases - typically under
$25 - simply by waving their credit card
near a Visa payWave reader. Select TD Visa
Cardholders in Kitchener-Waterloo will receive
their new 'dual interface' chip and Visa
payWave-enabled Card beginning in April.
Also announced, TD Merchant
Services has
begun installing Visa payWave
secure contactless
readers at merchant locations
in the Kitchener-Waterloo
area including participating
Dairy Queen
and A&W Restaurants;
over 300 additional
Visa payWave readers will
be installed at
merchant locations across
the trial area
in the months to come.
TD Merchant Services
is the first payment processor
in Canada
certified by Visa Canada
to offer Visa payWave
acceptance to its merchants.
Within Canada, the Visa
payWave payment platform
is unique because it is
based on EMV(TM)
chip technology which is
widely used in other
parts of the world. This
technology provides
increased protection against
counterfeiting
and skimming fraud as the
encrypted data
on an EMV chip card is
virtually impossible
to copy. Visa payWave-enabled
transactions
will be processed through
the same reliable
Visa payment network used
for all Visa card
transactions.
Visa Canada is a member
of ACT Canada; please
visit http://www.visa.ca.
|
|
3. NATIONAL BANK OF CANADA COMPLETES SMART
CARD TRANSACTIONS
Source: ASCRIBE NEWS via COMTEX (12/21)
|
|
|
|
|
National Bank of Canada announced that it
has completed its first national and international
transactions with its new credit card with
smart card technology. The purchases were
made at POS terminals equipped to handle
the new National Bank MasterCard embedded
with a chip. A personal identification number
(PIN), which replaces the signature, adds
an extra level of protection against fraud
and counterfeiting.
MasterCard is a member of ACT Canada; please
visit http://www.mastercard.ca.
|
|
4. LASERCARD SIGNS SECURE FOREIGN RESIDENT
ID MANAGEMENT SYSTEM
CONTRACT FOR COSTA RICA
Source: ICMA Daily News (01/02)
|
|
|
LaserCard Corporation announced the award
of a contract by the government of Costa
Rica. The agreement, valued at approximately
$1.7 million, is for the supply of an ID
Management System for the country's Foreign
Resident program.
LaserCard will supply
a suite of demographic
and biometric data
collection and card
issuance
equipment and software
solutions to assist
the Costa Rican government
to manage the
issuing of highly
secure optical memory
based
Foreign Resident
Cards. The applications
include the centralized
enrollment of legal
foreign residents,
automatic fingerprint
identification to
prevent the issuance
of
duplicate cards,
optical memory encoding
and card printing
servers, quality
assurance
and card issuance
controlled by LaserCard's
biometric verification
system. The issuance
process will also
include biometric
identification
of workstation operators
and strict card
auditing processes.
Installation of the
system is expected
to
be completed in the
spring of 2008.
LaserCard Corp. is a member of ACT Canada,
please visit http://www.lasercard.com.
|
|
5. GIESECKE & DEVRIENT TO SUPPLY SIM
CARDS FOR TURKCELL AND GARANTI BANK NFC PILOT
PROJECT
Source: ContactlessNews (01/17)
|
|
|
Turkcell, the leading mobile communication
provider in Turkey, and Garanti Bank, one
of the largest financial institutions in
the country, have selected E-Kart as their
technology partner for a trial beginning
in autumn 2007 for mobile payments using
Near Field Communication (NFC) technology.
E-Kart, a leading provider of smart card
solutions in Turkey, is working in collaboration
with Giesecke & Devrient (G&D) to
supply NFC-enabled SIM cards. In addition,
the solution for the secure uploading and
administration of the payment application
and the user data is provided by Venyon,
a joint venture between G&D and Nokia.
Venyon specializes in the secure management
of NFC applications over the mobile network,
i.e. over the air (OTA).
The pilot project
is part of the "Pay-Buy-Mobile"
initiative of the
GSM Association,
which
wants to support
the SIM card-based
worldwide
introduction and
application of NFC
technology.
Mobile devices should
be interoperable
and
securely linked to
already existing
payment
and contactless systems.
In the trial, some
100 Turkcell and
Garanti
employees and customers
will be provided
with an NFC-enabled
mobile phone that
they
can use to make payments
quickly and simply
by holding the phone
to an NFC reader.
NFC
is a wireless radio
frequency technology
through which mobile
phones and other
mobile
devices function
as contactless credit
cards
or tickets, i.e.
data is sent to a
reader
on a contactless
and secure basis.
However,
data on a contactless
chip can also be
read
by an NFC mobile
device.
Applications with
higher security requirements,
such as a credit
card function, can
ideally
be put on the SIM
card as a secure
storage
element. In the Turkcell
and Garanti Bank
pilot project the
contactless MasterCard
PayPass credit card
application is stored
and enabled on the
SIM card from G&D.
The SIM card is linked
to the NFC chip in
the mobile device
via the single wire
protocol.
The PayPass application
and the customer
data required for
the payment function
are
loaded flexibly on
the SIM card via
the mobile
network, i.e. using
the secure OTA service
of Venyon, without
the user of the service
having to visit a
Turkcell or Garanti
branch.
Also potential updates
and life-cycle management
can be performed
at any time using
the same
user-friendly and
secure method.
Giesecke & Devrient and MasterCard are
members of ACT Canada; please visit http://www.ca.gi-de.com & http://www.mastercard.ca.
|
|
|
6. BELL ID LAUNCHES STAND-ALONE EMV SCRIPTING
PRODUCT
Source: SecureIDNews (01/10)
|
|
|
|
|
Bell ID is pleased to announce the release
of a stand-alone EMV scripting product -
the ANDiS Script Delivery System.
The ANDiS Script
Delivery System (SDS)
operates
with or without the
ANDiS card management
system, offering
banks maximum flexibility
when managing their
EMV cards. The ANDiS
SDS is fully integrated
with other systems,
as well as with Bell
ID's own ANDiS Card
and Application Management
System (CAMS)
as part of the ANDiS4EMV
solution offering.
The new stand-alone
ANDiS SDS makes the
management
and delivery of scripts
simple and cost effective,
and has been designed
for fast and easy
integration
with external systems.
The new product targets
existing EMV issuers
and service bureaus
that are planning
to take full advantage
of their EMV card
portfolio.
To date, most EMV
cards are issued
with fixed
on-card applications
and risk parameters.
EMV scripting enables
post-issuance updating
or changing of risk
parameters, blocking
and unblocking of
applications, as
well as
changing or blocking
of the offline PIN.
Scripting forms part
of the EMV specifications,
and is therefore
supported internationally
by online-capable
EMV cards and terminals
for all major EMV
card schemes. EMV
scripting
helps card issuers
reduce EMV card re-issuance
and enables additional
functionalities for
cardholders.
Bell ID is a member of ACT Canada; please
visit http://www.bellid.com.
| |
|
7. ICC SOLUTIONS AWARDED VISA "SMART
STAR" STATUS
Source: ICC Solutions (01/23) |
|
|
|
|
ICC Solutions is delighted to announce that
it has been awarded the prestigious "Smart
Star" award from Visa International.
This award acknowledges ICC Solutions' significant
contributions towards Visa International's
EMV chip implementation and deployment goals
helping enable successful migration and adoption
of EMV technology.
According to
Suzan Suer,
senior vice president
of Vendor Partnership
and Management,
Visa,
"Visa
recognizes
the commitment and
technical innovation
provided by
ICC Solutions
over the past
10 years."
Suer added
"During
this period,
ICC Solutions has
developed certification
test solutions
to
support successful
EMV chip technology
implementations
and helped
ensure that
reliable and interoperable
test solutions
were made available
to both
Visa and the
payment industry
at large".
Dave Maisey,
Managing Director
/ CEO at ICC
Solutions commented:
"ICC Solutions
is extremely
honoured to
receive this award
which is in
recognition
of contributions
made by all
employees since
1996". Dave
continued,
"The goal
at ICC Solutions
has always
been to deliver
powerful and cost
effective test
solutions to
meet Visa's requirements.
Indeed, we
are committed
to continue in that
vein, supporting
new technology
advances,
such as contactless
and dual interface,
by
offering innovative
test solutions".
ICC Solutions is a member of ACT Canada;
please visit http://www.iccsolutions.com.
|
|
8. GEMALTO TO PROVIDE YEMEN'S NATIONAL ELECTRONIC
ID SYSTEM
Source: Gemalto (01/09) |
|
|
|
|
Gemalto announced that it has been selected
to deliver the electronic ID cards solution
commissioned by the Ministry of Interior
of Yemen for the next national elections.
Under the contract, Gemalto will implement
the whole solution including enrollment processes,
creation of a secure biometric national registry,
maintenance, local support, training and
integration services, as well as provide
the 10 million smart ID cards that will see
Yemen step in the digital security era. The
first cards will be delivered to the Yemeni
citizens during first half of 2008, and the
program will reach completion by 2009 when
the population is to vote for the new Parliament.
Gemalto's secure personal device, the size
of a credit card, will be the official ID
document for Yemen citizens above 16. It
stores personal credentials such as name,
address, digital photograph and fingerprints.
In the future, the Yemen national ID card
might also integrate e-government applications
as the government wishes to leverage this
technology to simplify its relationship with
the population. In addition the new electronic
ID document has been designed to ensure compatibility
with e-government standards developed by
the Gulf Cooperation Council neighbouring
countries.
Gemalto is a member of ACT Canada; please
visit http://www.gemalto.com.
|
|
9. PAYPHONE-ATM USE BLOCKED IN UK TOWN -
Members Only Access
|
|
|
lAvailable in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are a member of ACT Canada but do
not have your login details please contact
me - andrea(AT)actcda.com |
|
10. CPI CARD GROUP ACQUIRES DIDIER
Source: CPI Card Group (01/15) |
|
|
|
|
CPI Card Group announces that it has acquired
Didier Printing Company, a privately owned
secure card manufacturer based in Fort Wayne,
Indiana.
This acquisition will allow CPI Card Group
to expand the services offered to its customers
with highly flexible and responsive customer
card solutions. The combined business will
have three state-of-the-art manufacturing
sites (Colorado, Nevada and Indiana).
The executive management team from Didier-Jim
Galliher, Gary Smythe, Bill Lynch and Andy
Sappenfield-will remain with the company
CPI Card Group is a member of ACT Canada;
please visit http://www.cpicardgroup.com.
|
|
| 11. CANADIAN PROVINCE REQUIRES ID THEFT ALERT
OPTION - Members Only Access
|
|
|
Available in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are a member of ACT Canada but do
not have your login details please contact
me - andrea(AT)actcda.com
|
|
12. E-HEALTH CARD TERMINAL FROM SCM MICROSYSTEMS
RECEIVES GEMATIK CERTIFICATION
Source: SCM Microsystems (01/15)
|
|
|
SCM Microsystems, Inc. announced that its
eHealth100 health card terminal has received
certification to be used as an MKT+ terminal
(multi-functional terminal) from GEMATIK,
the organization overseeing the implementation
of the electronic health card program in
Germany. The German e-Health card program
is the largest electronic healthcare project
in the world to date, with planned deployment
of 82 million electronic health insurance
cards and thousands of health provider cards
over the next few years.
As MKT+ certified devices, SCM's eHealth100
health card terminals can be used by healthcare
providers in Germany to read both currently
existing health insurance cards (KVK) and
soon to be deployed health care cards (eGK)
of patients.
Additionally, the terminal can be used as
a SICCT terminal (Secure Interoperable Chip
Card Terminal) that can be integrated into
the local network of healthcare providers
to ensure secure data communication within
the German eHealth program's planned secure
network, or "telematics" infrastructure.
Hence, the eHealth100 addresses the card
reader requirements of the German electronic
health card program at every stage of its
development - now; in the transition period
when electronic cards are deployed but the
telematics platform is not yet operational;
and in the future, when all parts of the
system are complete and fully activated.
SCM Microsystems is a member of ACT Canada;
please visit http://www.scmmicro.com.
|
|
13. INSIDE CONTACTLESS NFC CHIP POWERS PAYMENT
TRANSACTIONS FOR MOST HANDSETS IN GSMA PAY-BUY-MOBILE
TRIALS
Source: ContactlessNews (01/28)
|
|
|
Over the next few months, 12 mobile operators
will run trials of contactless mobile payment
services in Australia, France, Ireland, Korea,
Malaysia, Norway, The Philippines, Singapore,
Taiwan, Turkey and the U.S. as a precursor
to commercial launches. The MicroRead NFC
chip from INSIDE Contactless, a leading provider
of advanced, open standard contactless chip
technologies, will power the critical contactless
payment transactions in most of the handsets
to be used in the trials under the Pay-Buy-Mobile
initiative.
The trials form part of the GSM Association's
Pay-Buy-Mobile initiative, which is designed
to provide a single global approach to enabling
contactless payments using a mobile phone.
Consumers will be able to use their handsets
to quickly, easily and securely pay for goods
and services in shops, restaurants and train
stations. 35 mobile operators representing
1.3 billion customers are participating in
the initiative.
The technology implemented by INSIDE will
allow the mobile operators to quickly deploy
SIM-based applications, thanks to a direct
link between the NFC chip and the SIM card
via the standard SWP protocol.
One of the characteristics of INSIDE's MicroRead
technology is the capacity to behave as a
router in the phone rather than just a simple
modem, establishing secure connections between
different devices, and giving phone manufacturers
flexibility to address various market applications
and regions.
INSIDE's MicroRead NFC chip can communicate
with existing contactless payment systems
to deliver a wide range of secure, interoperable
and transparent services such as credit and
debit payments.
INSIDE Contactless is a member of ACT Canada;
please visit http://www.insidecontactless.com.
|
|
14. WEBINAR JANUARY 31 ON EMV IMPLEMENTATION
CHALLENGES & TESTING SOLUTIONS
Source: Paragon Application Systems (01/28) |
|
|
If you are a financial institution, merchant,
or processor struggling with Integrated Chip
Card implementation and its EMV standard,
you are well aware of the challenges of upgrading
and validating your transaction processing
software. You must test and retest the compliance
of your POS or ATM terminals and your interconnections
with your payment gateway, card associations,
and with your national switches
Learn about EMV Implementation Challenges
and how to address them in Paragon Application
Systems' webinar EMV Implementation Challenges
and Testing Solutions on Thursday January
31st at 1:00 PM. In this free interactive
webinar presented by EMV technical experts
from Paragon Application Systems, you'll
discover how to overcome some key EMV project
management, development and QA implementation
challenges. We'll address challenges for
financial institutions, merchants, card issuers,
acquirer terminal drivers, and switch processors
including:
How to test without physical EMV cards
Verifying and Reproducing Cryptograms (ARQC,
ARPC, PIN, MAC)
Regression and Fraud Testing
Issuer Scripting
ATM Terminal Configuration and Testing
To sign up for the EMV Implementation Challenges
and Testing Solutions webinar contact marketing@paragonedge.com.
In case you are unable to attend the webinar,
it will be recorded for viewing after the
event. To request your link to the webinar,
email marketing@paragonedge.com
Paragon Application Systems is a member of
ACT Canada, please visit http://www.paragonedge.com.
|
|
| 15. SMART CARDS COME TO MONTREAL TRANSIT - Members Only Access |
|
|
Available in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are a member of ACT Canada but do
not have your login details please contact
me - andrea(AT)actcda.com.
|
|
16. ITALY ISSUES RFP RELATING TO NATIONWIDE INFRASTRUCTURE
FOR NATIONAL CITIZEN ID CARD PROGRAM
Source: ICMA Daily News (01/16)
|
|
|
LaserCard Corporation reported that on January
4, 2008, a Request for Proposal (RFP) was
issued by Italy's state printer, Istituto
Poligrafico e Zecca dello Stato S.p.A. (Poligrafico),
inviting interested parties to submit their
qualifications to bid on an anticipated follow-on
RFP for up to €60 million (approximately
$88 million) in key components and installation
and support services for the national infrastructure
required to roll out the Italian Citizen
ID Card program. This important step follows
the December 2007 government decree confirming
the government's commitment to rolling out
the ID program for 2008 and beyond.
The RFP specifies a requirement for more
than 9,000 enrollment workstations to be
installed and supported nationwide in regional
and city-based service centers. The RFP also
specifies installation and support services
for about 1,300 secure optical memory card
encoders which LaserCard believes Poligrafico
will request it to supply via a separate
solicitation.
LaserCard Corp. is a member of ACT Canada;
please visit http://www.lasercard.com.
|
|
| 17. OTTAWA TO BENEFIT FROM CONTACTLESS FOR TRANSIT
- Members Only Access
|
|
|
Available in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are a member of ACT Canada but do
not have your login details please contact
me - andrea(AT)actcda.com.
|
|
|
|
| ACT Canada is an international non-profit
association for the advancement of card technologies.
We work on behalf of our members to promote
the awareness, understanding and use of all
advanced card technologies; including optical,
smart, capacitive and emerging technologies.
If you would like to learn more about ACT
Canada membership please visit http://www.actcda.com or contact our office at (905) 426-6360. |
|
|
|
| Please forward any comments, suggestions,
questions or articles to andrea(AT)actcda.com.
If you would like to be removed from our
newsletter distribution list please reply
to this email with the word "REMOVE"
in the subject field. Please note that articles
contained in this newsletter have been edited
for length, and are for information purposes
only. |
|
|
|
Andrea McMullen
VP, Operations
ACT Canada
tel: 905 426-6360 ext. 24
fax: 905 619-3275
email: andrea(AT)actcda.com
web: www.actcda.com
mail: 85 Mullen Drive, Ajax, ON, L1T 2B3 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
