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May 28, 2009 |
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Welcome to the May edition of ACTion News.
This complimentary service is provided by
ACT Canada; "building an informed marketplace".
It is also available in the Resource Centre
of our web site. Please feel free to forward
this to your colleagues.
If you would prefer to receive this newsletter
in plain text please email your request to
andrea(AT)actcda.com.
IN THIS ISSUE:
1. Editorial Comment
2. Subway's Canada Stores Go Contactless
3. Dynamic Card Solutions
Releases New Contactless
Personalization Platform
4. EMV Takes Aim At U.S.
- Member Only Access
5. MasterCard Worldwide
Says All Chip-Based
Payment Products Must Be
DPA Protected By
Cryptography Research
6. NXP and Giesecke &
Devrient Launch
Contactless Fast Pay Solution
7. EPC and GlobalPlatform
Sign MoU On Mobile
Contactless Payments -
Member Only Access
8. Feds Won't Delay Passport
Requirement
To Cross Canadian Border
9. Chicago RTA Looks Into
Riders Using Cell
Phones Instead Of Tickets
Or Transit Cards
- Member Only Access
10. Gemalto Acquires Mobile
Software Solution
Provider O3SIS
11. G&D Unveils Secure
ID System For
Blackberry Users
12. MasterCard To Bring MoneySend To U.S.
Mobile Devices
ACT Canada Partners:
Visa operates the world's largest retail
electronic payments network and is one of
the most recognized global financial services
brands. Visa facilitates global commerce
through the transfer of value and information
among financial institutions, merchants,
consumers, businesses and government entities.
Collis is a leading provider of EMV, e-ID,
and e-Passport test tools,
consulting, and
training in Canada. Contact
us for EMV training
and test tools for every
step of the EMV
Transaction life-cycle
- Cards, Terminals,
Acquiring host and Authorization
host. Collis
America at 1-651-925-5410.
ACT CANADA THANKS OUR NEW & RENEWING
MEMBERS:
PRINCIPAL:
Credit Union Central of Canada ~ member since
1990
EWA Canada Ltd. ~ member
since 2004
GENERAL:
Apriva ~ new member
Collis ~ member since 2006
MULTOS ~ member since 2007
Membership Benefit Reminder
All ACT Canada members, who do not currently
subscribe to the Nilson report, are entitled
to a 10% discount. Also, all members receive
significant discounts for Cardware 09.
CALENDAR OF EVENTS:
EMV Chip Seminar, presented
by Collis
June 3-4, 2009
Toronto, ON, Canada
For a copy of the registration form, please
visit http://www.actcda.com/Collis.pdf
ACT Canada members receive a 15% discount
Cardware 09: Payment Insights
Financial & Retail
Sectors Conference
June 17-18, 2009
White Oaks Conference Centre
Niagara-on-the-Lake, ON,
Canada
Visit www.actcda.com for more details
Cardware 09 Secure ID Insights
Government Sector Event
September 16, 2009
Hellenic Centre
Ottawa, ON, Canada
Visit www.actcda.com for more details
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1. EDITORIAL COMMENT
Source: Catherine Johnston, President &
CEO, ACT Canada (05/27) |
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Market Wisdom
A lot of you have
made very thoughtful
decisions
and I applaud you.
Just two months ago
our
board raised concerns
that were valid in
light of the global
drop off in conference
attendance. We held
firm in our belief
that
we should move forward
because the program
content was specified
by the financial
and
retail sectors, and
because we work with
each speaker to ensure
that our audience
gets valuable information.
You've confirmed
our belief that you
are
still investing in
research and market
insights.
Over the past month
we have been telemarketing
and the feedback
is everything we
could hope
for. The conference
hotel is close to
a sell
out and we have had
to secure rooms at
the
hotel across the
street. Award nominations
have increased and
we're looking forward
to celebrating the
successes of the
past
year. Our exhibitors
have new and innovative
solutions to show.
Our sponsors are
making
it possible for us
to have the most
memorable
Cardware in history.
Thank you for investing
in your future and
ours. We apply the
profits
from each conference
to support you and
the
market throughout
the entire year.
Just a last note:
dress code at the
party
is jeans and there
is a herd of reindeer
- but you'll have
to be there to know
what
that's all about!
See you at Cardware.
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2. SUBWAY'S CANADA STORES GO CONTACTLESS
Source: Contactless News (04/30)
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Participating Subway restaurants in Canada
will soon be accepting Visa's contactless
payWave cards. Chase Paymentech, the merchant
acquirer of record for Subway in Canada,
will handle the implementation and provide
support for the contactless terminals.
"We are looking forward
to the opportunity
to understand the impact
of contactless on
speed of service as well
as understanding
how many of our customers
take advantage
of this payment method,"
said Marina
O'Rourke, director of Retail
Technology at
Subway World Headquarters.
The deployment of Visa
payWave enabled Visa
cards and POS terminals
is aligned with Visa's
migration to chip card
technology in Canada.
Visa employs a layered
approach to its fraud
prevention efforts, including
technology
on the card itself as well
as on Visa's processing
network to help heighten
security efforts.
The Subway restaurant chain
is the world's
largest submarine sandwich
franchise, with
nearly 31,000 locations
in 89 countries,
including more than 2,400
in Canada.
Visa Canada is a member of ACT Canada; please
visit http://www.visa.ca.
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Want to learn more about the merchant point
of view? Join us June 17-18
at Cardware 09:
Payment Insights for the
"Canadian Merchants:
what will it take to turn
them into partners"
session.
Are you a merchant looking
for information
on EMV, Contactless &
Mobile payments?
Join us at Cardware 09:
Payment Insights
for the Merchant track
- 2 days filled with
the information you need
now. See our web
site for details on special
registration
incentives for retailers.
Visit http://www.actcda.com/calendar/symposium.htm for conference details & agenda.
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3. DYNAMIC CARD SOLUTIONS RELEASES NEW CONTACTLESS
PERSONALIZATION PLATFORM
Source: Source: Contactless News (05/20)
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Dynamic Card Solutions has launched a new
contactless personalization platform-the
CardWizard Perso-to-Go-that enables financial
institutions to instantly personalize mobile
devices, fobs and contactless stickers at
the branch level for NFC payments.
Using this new platform,
branch personnel
can securely personalize
any contactless
form factor-whether
it is an embedded
NFC
chip on a mobile
device or provided
as a
contactless sticker
from a manufacturer,
such as First Data's
GO-Tag or Oberthur
Technologies'
FlyBuy sticker, that
can be affixed to
a
mobile phone, MP3
Player, PDA or key
ring.
No over-the-air personalization
is required,
and because Perso-to-Go
supports instant
activation, the personalized
device can be
immediately used
for contactless purchases.
The technology also
meets worldwide security
requirements for
EMV specifications
and complies
with all Visa and
MasterCard security
recommendations.
Current CardWizard
customers can simply
upgrade
their existing card
issuance system to
support
the Perso-to-Go platform.
Alternatively,
the system can be
implemented independent
of a card issuance
program and used
solely
for mobile payment
personalization.
Dynamic Card Solutions
is a member of ACT
Canada and an exhibitor
at Cardware 09: Payment
Insights; please
visit http://www.instantissuance.com.
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4. EMV TAKES AIM AT U.S. - Members Only Access
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Available in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are a member
of ACT Canada but
do
not have your login
details please contact
me - andrea(AT)actcda.com
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5. MASTERCARD WORLDWIDE SAYS ALL CHIP-BASED
PAYMENT PRODUCTS MUST BE DPA-PROTECTED BY
CRYPTOGRAPHY RESEARCH
Source: SecureID News (05/14)
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MasterCard Worldwide and Cryptography Research
announced an agreement that ensures future
chip-based MasterCard payment products will
be licensed by Cryptography Research and
thus secured against Differential Power Analysis
(DPA) attacks.
Cryptography Research
identified the smart
card vulnerability
known as DPA and
then
patented countermeasures
to protect chips
against the attack.
The company has been
working to encourage
semiconductor manufacturers
and chip card suppliers
to sign license agreements
(and pay license
fees) for products
utilizing
DPA countermeasures.
To date, three of
the
six largest smart
card chip manufacturers
- Infineon, Renesas
and NXP - have signed
license agreements.
Until today, the
licensees have come
from
the supplier side
of the smart card
value
chain. This announcement
with MasterCard
represents the first
reversal of this
arrangement
whereby a downstream
entity (i.e. a payment
association, card
issuer, end user)
has publicly
mandated the use
of DPA-licensed products.
This puts pressure
upstream forcing
companies
that supply chips
and cards to MasterCard-issuing
banks to be licensed.
In the announcement,
MasterCard's Christian
Delporte said, "The
new requirements
and rigorous testing
provide enhanced
assurances
to our smart cards
and devices."
"The agreement
covers all smart
cards
and as well as other
types of payment
devices
using a security
chip," Cryptography
Research's Kit Rodgers
told SecureIDNews,
suggesting that EMV
contact cards, contactless
cards, and even mobile
handsets with a SIMs
would be covered.
"These devices
need
strong security including
DPA countermeasures
and MasterCard is
acknowledging that
our
portfolio of protections
is crucial."
Will this trend continue
throughout the payment
industry and even
into other industries?
While many do not
have a centralized
entity
such as MasterCard
to mandate behavior,
nearly
every card-issuing
industry has some
organization,
association, or body
that at least influences
or recommends security
best practices.
MasterCard Canada is a member of ACT Canada;
please visit http://www.mastercard.ca.
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6. NXP AND GIESECKE & DEVRIENT LAUNCH
CONTACTLESS FAST PAY SOLUTION
Source: ICMA News (05/14)
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NXP and Giesecke & Devrient (G&D)
announced the introduction of NXP's new Fast
Pay contactless security chip and a new line
of G&D contactless payment devices based
on this IC. Fast Pay-based devices have been
specifically designed to provide consumers
in the USA and Canada with a convenient and
swift contactless payment solution - replacing
the need for cash and reducing transaction
times.
In 2008 alone, over
70 million contactless
smart cards were
issued in the USA
and this
annual number is
expected to rise
to 100
million over the
next 3 years. Combining
G&D's strong
position within the
North
American smart card
market and NXP's
leadership
in security and contactless
semiconductor
technology, the new
chip will be widely
used
for contactless payment
applications, such
as in G&D's Visa®
payWave and MasterCard®
PayPass™ cards. The
EMVCo approved chip
offers
best in class contactless
performance and
its Data Encryption
Standard (DES) hardware
co-processor provides
strong security and
fast transaction
times, all packaged
within
a small footprint.
NXP is a member of ACT Canada and Giesecke
& Devrient is a member of ACT Canada
as well as a sponsor and exhibitor at Cardware
09: Payment Insights; please visit http://www.nxp.com & http://www.gi-de.com.
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Looking for the latest news on contactless
payments or the migratory effects of fraud?
Join us for Cardware 09: Payment Insights,
June 17-18.
Visit http://www.actcda.com/calendar/symposium.htm for conference details & agenda.
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| 7. EPC & GLOBALPLATFORM SIGN MOU ON MOBILE
CONTACTLESS PAYMENTS - Members Only Access |
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Available in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are
a member of
ACT Canada but do
not have your
login details
please contact
me - andrea(AT)actcda.com
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8. FEDS WON'T DELAY PASSPORT REQUIREMENT TO
CROSS CANADIAN BORDER
Source: Hearst Newspapers (05/20) |
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Homeland Security Secretary Janet Napolitano
said she would halt delays in implementing
the Western Hemisphere Travel Initiative,
which requires Americans and Canadians to
present passports or other secure documents
proving citizenship before crossing the U.S.
border with Canada.
"This is a real border," Napolitano
said at a breakfast meeting with reporters.
"The law is the law and it's not going
to be postponed anymore."
The new requirements are set to take effect
June 1 for all citizens of the United States,
Canada, Mexico and Bermuda -- who previously
were allowed to travel between their countries
without stringent proof of identity.
Similar rules for air travelers went into
effect in January 2007, but the regulations
for land crossings and sea entries were delayed
because of a massive backlog of passport
requests in the months leading up to the
air travel changes.
Napolitano displayed little sympathy for
those who have "procrastinated"
and said "we know there will be some
who will be caught by surprise." The
Homeland Security chief said the State Department
is gearing up to make sure it is "staffed
appropriately if there is a surge" in
last-minute passport paperwork.
"We have done everything humanly possible
to give this thing a soft landing,"
she said.
The Western Hemisphere Travel Initiative,
first suggested as a security recommendation
of the bipartisan 9/11 Commission, requires
all citizens "to have a passport or
other accepted document that establishes
the bearer's identity and nationality to
enter or depart the United States from within
the Western Hemisphere."
U.S. citizens will be required to carry a
U.S. passport or passport card, a valid "trusted
traveler program" card, an enhanced
driver's license, a military ID accompanied
by official travel orders or a U.S. merchant
mariner document. Canadians must meet similar
requirements. Children under the age of 16
without passports will also be able to present
a birth certificate or other proof of citizenship.
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| 9. CHICAGO RTA LOOKS INTO RIDERS USING CELL
PHONES INSTEAD OF TICKETS OR TRANSIT CARDS
- Members Only Access |
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Available in the ACT Canada Members Only
section of our web site. Click on the link
below to access this section
http://www.actcda.com/members-only/news.htm
If you are a member of ACT Canada but do
not have your login details please contact
me - andrea(AT)actcda.com
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10. GEMALTO ACQUIRES MOBILE SOFTWARE SOLUTION
PROVIDER O3SIS
Source: Gemalto (05/26)
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Gemalto announced that it has completed the
acquisition of O3SIS from its founders and
funds managed by Duke Forest. The terms of
the transaction were not disclosed.
The personal data of each mobile phone subscriber
has become a key social feature of the subscription
model. Such data, that includes personal
contact, photos, mail and other multimedia
content has created and reinforced an emotional
bond between the end-user and its phone.
It is also a real asset for the mobile network
operator in its drive to develop its relationship
with its subscribers. Personal Data Management
is one of the most successful mobile services
currently deployed in the wireless ecosystem.
O3SIS AG is a leading provider of carrier
grade Personal Data Management solutions
to Mobile Network Operators. With more than
one billion personal data records managed
and more than 300 devices supported, including
popular devices such as the iPhone, the G-Phone
and Blackberries, O3SIS' software suite allows
consumers on the move to access and share
any kind of personal data - contacts, email,
multimedia content - wherever its location
in the mobile equipment or in the cloud.
O3SIS also provides the "push email"
technology used to notify and transfer email
to any mobile subscriber's device regardless
of the storage place. O3SIS, which is based
near Cologne, Germany, counts over 20 blue-chip
customers including tier-one operators, retailers
and large enterprise customers.
Gemalto is a member of ACT Canada as well
as a sponsor at Cardware 09: Payment Insights;
please visit http://www.gemalto.com.
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Looking for new business models related to
mobile payments? Join us for Cardware 09:
Payment Insights, June 17-18.
Visit http://www.actcda.com/calendar/symposium.htm for conference details & agenda.
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11. G&D UNVEILS SECURE ID SYSTEM FOR BLACKBERRY
USERS
Source: SecureID News (05/08)
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Giesecke & Devrient (G&D) is launching
a security product for users of the BlackBerry
Enterprise Solution. G&D's Mobile Security
Card integrates with BlackBerry Device Software
5.0, which is planned for launch later this
year, and provides customers with an independent
cryptographic module that authenticates users
and also encrypts information sent to and
from a BlackBerry smartphone.
The BlackBerry Enterprise Solution gives
mobile users secure access to their email,
calendar, address book, tasks and notes as
well as enterprise instant messaging, Web-based
applications and services (intranet) and
other corporate applications.
For authorities and companies with special
security requirements, G&D has extended
its existing range of services to include
a new solution which can be integrated in
any organization's IT procedures. It provides
additional encryption for mobile e-mail -
along the entire transmission route between
senders and receivers.
Users simply insert the G&D Mobile Security
Card into the microSD card slot of their
BlackBerry smartphone. In addition to providing
usable data memory of at least 1 GB, the
Mobile Security Card also contains an efficient
smart card chip as an alternative to external
smart cards.
The Mobile Security Card can act as an independent
cryptographic module and takes over the function
of user authentication and all encryption
and signature operations. Users authenticate
themselves to the Mobile Security Card by
means of a two-factor process and, if successful,
are then granted access to their BlackBerry
smartphone.
The card can also be integrated into the
customer's mail server environment to provide
user-friendly encryption and signature services
for e-mail traffic. The data stored on a
BlackBerry smartphone's in-built memory can
also be encrypted with the help of G&D's
Mobile Security Card.
Giesecke & Devrient is a member of ACT
Canada as well as a sponsor and exhibitor
at Cardware 09: Payment Insights; please
visit http://www.gi-de.com.
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12. MASTERCARD TO BRING MONEYSEND TO U.S. MOBILE
DEVICES
Source: AppScout.com (05/14)
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MasterCard announced that it will launch
its Mobile MoneySend on-demand payment system
in the U.S. later this month, according to
FierceMobileContent.
What's that? It will enable banks to let
their customers send and receive funds via
SMS, the mobile Web, or downloadable mobile
and PC applications, by linking their mobile
phone number to a Bancorp-MasterCard prepaid
card, the report said. MasterCard and Obopay
developed the system together; it's already
in use in 17 other countries, mostly in the
Asia-Pacific region.
MasterCard has been pushing the use of mobile
devices lately. Last month, the company announced
ATM Hunter, an iPhone app that lets customers
find nearby ATMs by keying in their address,
airport code, or (if so equipped) automatically
via the iPhone 3G's built-in GPS radio. There's
also PayPass (pictured), a mobile payment
trial the company ran a while back in NYC,
and later, Dallas and some other cities.
MasterCard Canada is a member of ACT Canada;
please visit http://www.mastercard.ca.
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| ACT Canada is the stakeholder association,
focused on secure payment, secure identity
management and other advanced applications.
Now in our 20th year, we are the authority
on the Canadian market, supporting our members
through working with key stakeholders. We
help members understand the market, public
and private sector applications and potential
barriers. We facilitate knowledge transfer
and thought leadership through a neutral
forum, while expanding our members' networks.
Founded in 1989, ACT Canada is a non-profit
membership association. Please visit http://www.actcda.com
or contact our office at 905 426-6360. |
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| Please forward any comments, suggestions,
questions or articles to andrea(AT)actcda.com.
If you would like to be removed from our
newsletter distribution list please reply
to this email with the word "REMOVE"
in the subject field. Please note that articles
contained in this newsletter have been edited
for length, and are for information purposes
only. |
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Andrea McMullen
VP, Operations
ACT Canada
tel: 905 426-6360 ext. 24
fax: 905 619-3275
email: andrea(AT)actcda.com
web: www.actcda.com
mail: 85 Mullen Drive, Ajax, ON, L1T 2B3 |
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