| A |
|
|
| AAC |
Application Authentication Cryptogram |
|
| ABM |
Automated Banking Machine |
|
| ABS |
Acrylonitrile Butadiene Styrene.
Plastic material used to make many integrated circuit cards. Unlike
PVC, it is formed through injection molding which allows the dimensions
of the card and the hole into which the chip module is inserted
to be precisely controlled. |
|
| AC |
Application Cryptogram |
|
| ADF |
Application data file |
ISO |
| |
application definition file |
EMV |
| AEF |
Application Elementary File |
|
| AID |
Application Identifier |
|
| an |
Alphanumeric |
|
| ans |
Alphanumeric special |
|
| ANSC |
American National Standard Committee |
|
| ANSI |
American National Standards Institute |
|
| API |
Application Program Interface |
|
| APDU |
Application Protocol Data Unit |
|
| ARQC |
Authorization Request Cryptogram |
|
| ASIC |
Application Specific Integrated
Circuit |
|
| ASN |
Abstract Syntax Notation |
|
| ATC |
Application Transaction Counter |
|
| ATR |
Answer to Reset |
|
| Acceptor |
Party who accepts a payment card for provision of
goods and services and presents transaction data to a Acquirer. |
|
| Access Card |
A machine-readable card used to achieve computer
access, physical entry or passage. |
|
| Access Control |
Any measure designed to ensure that access to a
resource is obtained only by authorized users. |
|
| Account |
A business relationship involving the exchange of
funds, value, or credits. |
|
| Acoustic Coupler |
A low speed modem which converts digital signals
to and from audible analogue form for transmission via an ordinary
telephone handset. |
|
| Acquirer |
A financial institution which acquires transaction
data from a card acceptor and enters the transaction data from
a card acceptor and enters the transaction into the relevant payment
system. |
|
| ADF Allocation |
The secure provision of space in the IC for subsequent
use by an application supplier. |
ISO |
| ADF Personalizer |
The entity which initially loads security and related
operational parameters in the space allocated in the IC for an
ADF. |
ISO |
| Administrative Services Only(ASO) |
An arrangement where an organization will perform
specific administrative functions relating to healthcare programs
such as claims processing for self-insured groups or third party
providers/payers for a fee. |
|
| Advanced card |
Any card applying technology that is more advanced
than magnetic stripe cards. |
|
| Affinity Card |
A special issue of a financial transaction card
whose cardholders are members of a particular group or organization
with which a card issuer has negotiated an agreement for the issue.
The card issuer often pays the organization a royalty and holders
of the card form a “niche membership” usually benefiting from
enhancement services associated only with that card. Sometimes
the card bears the logo of the issuer and of the organization,
an arrangement call “co-branding”. |
|
| Algorithm |
A set of rules specifying the procedures to perform
a specific computation. |
|
| Alpha Test |
The initial trial run of a new program, system or
hardware within the organization that developed it. See Beta Test. |
|
| Alphageometric |
A Videotext display technique that produces smoother
and more elaborate graphics than Alphamosaic. Geometric instructions
are transmitted to the terminal or computer. |
|
| Alphamosaic |
A Videotext display technique that divides the screen
into a invisible grid and accepts signals instructing how each
square is filled in, as if creating a mosaic. |
|
| American National Standards Committee(ANSC) |
A committee of ANSI. |
|
| American National Standards Institute
(ANSI) |
The national standards setting body in the USA |
|
| Annual Fee |
A fee paid by a cardholder for the privilege of
holding a financial transaction card and using it to buy goods
and services. With some cards the cardholder pays interest and
no fee. Some cards charge both fees and interest. |
|
| Antiope |
A protocol developed by the French. It uses alphamosaic
configuration. |
|
| Application |
A commercial use or purpose for using a device,
e.g. and integrated circuit card used for transfer, inquiries,
credits, etc. |
|
| Application Data File (ADF) |
A file in the IC that supports one or more services |
ISO |
| Application Definition File (ADF) |
See application data file |
EMV |
| Application Specific Integrated Circuit
(ASIC) |
A computer chip designed with special features to
satisfy particular requirements. In the integrated circuit card
context, an ASIC generally refers to chips with special “cells”
for functions such as security (exponentiation used in public key
cryptography) or communications (radio frequency). |
|
| Application-Specific Integrated Circuit |
An integrated circuit designed for a specific application.
Such circuits are widely used in integrated circuit cards and their
interface devices. |
|
| Application Supplier |
An entity which is responsible for an ADF after
its allocation. |
ISO |
| Area 1 |
Part of the embossing area reserved for identification
of the card issuer and cardholder (defined in ISO 7811) |
|
| Area 2 |
Part of the embossing area provided for cardholder
identification data such as name and address (defined in ISO 7811) |
|
| Artificial Intelligence |
Information processing by mimicking or simulation
of cerebral nervous or cognitive processes |
|
| ASCII |
American Standard Code for Information
Interchange - The protocol used by most small computers.
It assigns a seven-bit code to 96 printable characters, and 32
control characters. The acronym is so widely accepted that the
full name is unrecognizable to many. |
|
| Assembler |
Short for assembly code, a form of programming language
permitting direct manipulation for machine memory or registers,
also used to mean the processor which translates assembly code
into executable code. |
|
| Asymmetric Algorithm |
An algorithm in which the encipherment and decipherment
keys are different and which is computationally unfeasible to deduce
one from the other. |
ISO |
| Asymmetric Key Cryptography |
See Public Key Cryptography and Encryption. |
|
| Asynchronous |
Not synchronous. The most common data transmission
method for small computers. |
|
| Asynchronous Password Generation |
A method of generating a unique one-time password
for a computer user based on a challenge-response sequence between
a host and a device possessed by the user. |
|
| Asynchronous Transfer Mode |
A very high speed fast-packet transmission protocol.
It is capable of interface speeds from 50 Mbps to 24 Gbps |
|
| Audit |
San examination of records or accounts to verify
their accuracy and status. |
|
| Audit/Journal Printer |
The printer which records all transactions as they
occur and provides an audit trail. |
|
| Authenticate |
To prove identity or origin. |
|
| Authentication |
A process used to ensure data integrity and data
origin authentication |
ISO |
| Authentication Routine |
A process used to validate a user, card, terminal
or message contents. Also known as a handshake, the authentication
uses important data to create a code that is verified in real time
or batch mode. |
|
| Authorization Call |
A telephone call made from a “Point of Sale” or
“Point of Service” to obtain authorization for a transaction. |
|
| Authorization Message |
Within a payment system, any message between a card
acceptor and a card issuer serving to establish where the issuer
approves for a transaction to proceed. |
|
| Authorization Terminal |
A terminal permitting authorization of a transaction
but not necessarily capturing the transaction data into a payment
system. |
|
| Authorization |
The approval of guarantee given by a Issuer to an
Acquirer and/or Acceptor to honor a transaction. |
|
| Authorization Code |
A specific value issued an stored with the transaction
data to allow confirmation that a valid authorization occurred. |
|
| Automated Banking Machine (ABM) |
North American term corresponding the “Automatic
Teller Machine” |
|
| Automated Clearing House |
An organization that handles automated payments,
e.g. direct debits, standing order payments, direct payroll deposits
and other electronic credit transfer, and to consolidate provider
billings for healthcare claims across multiple payers. |
|
| Automated Outdoor Card Terminal |
An unattended terminal situated out of doors. |
|
| Automatic Fuel Vending |
System for dispensing and accepting payment for
fuel. |
|
| Automatic Issuing Machine |
A machine which records information on a blank identification
card before its issue to the cardholder. Some issuing machines
only write information on magnetic tracks, others carry out embossing
too. |
|
| Automatic Teller Machine |
A self-service unit that allows, with a suitable
identification and account relationship, financial transactions,
e.g. a cash withdrawal. In telecommunications context, asynchronous
transfer mode. |
|
| Automatic Ticket and Boarding Pass
Machine |
A machine at a airport which accepts a “Financial
Transaction Card”, enable the cardholder to purchase an airline
ticket and issues both the ticket and the boarding pass. |
|
