| C |
|
|
| CAD |
Card Accepting Device |
|
| CAT |
Credit Authorization Terminal |
|
| CCCC |
Canadian Chip Card Committee |
|
| CD |
Compact Disk |
|
| CEN |
Committee for European Normalization. |
|
| CEPS |
Common Electronic Purse Standards |
Visa |
| CEPT |
Council of European Post and Telecommunications |
|
| CMOS |
Complimentary Metal Oxide Semi-Conductor |
|
| COB |
Chip on Board |
|
| COS |
Card (Chip) Operating System. |
|
| CPA |
Canadian Payments Association |
|
| Capacitive Card |
A capacitively coupled memory card. |
|
| Capture Date |
The date on which a transaction is processed by an acquirer. |
|
| Card |
A rectangular paper or plastic medium used to carry information
relating to its issuer and user. |
|
| Card Acceptor Device (CAD) |
The mechanism, a key component of reader/writers, into which
an Integrated Circuit (IC) card is inserted. |
|
| |
The device used to interface with the ICC during a session. |
ISO |
| Card Acceptor Identification Code |
Within a payment system, a code identifying the point at which
a transaction takes place. |
|
| Card Acceptor Terminal Identification |
Within a payment system, a code identifying a terminal at a
“Point of Service” |
|
| Card Base |
A population of cardholders, especially in the context of a
single card family. |
|
| Card Bureau |
A contract service to card issuers, whereby printed blank cards
can be embossed and encoded with cardholder and other data and,
in some cases, dispatched to cardholders. |
|
| Card Duality |
Issuing/acquiring activities conducted with more than one payment
system. |
|
| Card Encoding |
The original recording of information on an identification card
by the card issuer. |
|
| Card Family |
A group of related financial transaction cards, often bearing
the same logo, facilitating transactions through a common payment
system. |
|
| Card Issuer |
An individual or organization that issues identification cards,
to individual or corporate cardholders. |
|
| |
The institution (or its agent) which issues the financial transaction
ICC to the cardholder. |
ISO |
| Card Jitter |
Poorly aligned recording on the magnetic tracks of an identification
card. |
|
| Card Life Cycle |
The stages for a card from initial manufacturing to usage completion
and destruction. |
|
| Card Number |
See Primary Account Number. |
|
| Card Payment System |
A payment system supporting payments made by financial transaction
cards. |
|
| Card Read-Writer |
Equipment that can electronically read the information on one
or many types of card and modify specific data fields. |
|
| Card Registration Service |
A service to cardholders which registers cardholders identification
cards and notifies card issuers if the cardholder advises the service
of card loss, theft or destruction. If the cardholder loses all
his cards, a single call to the service is all he need make. Usually
the service will then initiate lost card replacement procedures.
Some card issuers offer card registration as an enhancement service. |
|
| Card Sequence Number |
A number distinguishing between separate financial transaction
cards which have the same identification number. |
|
| Card Supplier |
Manufacturer of plastic cards. |
|
| Card World |
The industry journal for plastic card, retail and financial
services. |
|
| Cardholder |
Generally the person to whom an identification card is issued.
For financial transactions cards it is usually the customer associated
with the primary account number recorded on the card. |
|
| |
The person for whom the financial transaction ICC has been issued. |
ISO |
| Cardholder Billing Currency |
The currency in which a cardholder is billed, especially in
contexts where this differs from the currency in which his transactions
have been denominated. |
|
| Cardholder Servicing |
The provision to cardholders of services, enhancement services,
associated with their cards or accounts. |
|
| Cash |
Currency in any form, including, but not limited to paper bills,
coins, electronic value |
ACT Canada |
| Cash Management System |
System which allows customers to obtain information about their
account, access databases and obtain forecasts using appropriate
terminals such as television sets or personal computers. |
|
| Cathode Ray Tube |
A visual display medium in the form of a glass vacuum tube whose
interior front surface data is coated with electro-phosphorescent
material and which is made to display data by directing an electron
beam at the surface. |
|
| CD-ROM |
Compact Disk Read Only Memory. A disk-shaped mass storage medium
that employs optical recording technology to store data. CD-ROM
conforms to specific standards different from CD-A, CD-XA, and
CD-1 (audio, extended audio and interactive). |
|
| Central Processing Unit |
The part of a computer which performs arithmetic and other computing
functions (as opposed to I/O or storage). |
|
| Challenge - Response |
see asynchronous password generation |
|
| Charge Back |
Issuer generated reversal of all or part of an amount previously
posted to a cardholder account. |
|
| Character Height |
The maximum permitted height of embossed characters on an identification
card. For ISO standard card this is 4.32mm(as defined by ISO 7811). |
|
| Character Spacing |
The nominal spacing of embossed characters one identification
card. For ISO standard cards this is 3.63mm with a minimum spacing
between two consecutive characters of 3.48mm (defined in ISO 7811) |
|
| Chargeback Dispute |
A disagreement between parties to a transaction over whether
or when the transaction actually occurred or what amount was involved. |
|
| Check Digit |
A digit calculated from the digits of a number and appended
to it as a form or integrity. Check digits on ISO standard Identification
cards are calculated using the “Luhn Formula”. |
|
| Chip |
A small square of thin, semiconductor material, such as silicon,
that has been chemically processed to have a specific set of electrical
characteristics such as circuits, storage, and/or logic elements.
Also known as an Integrated Circuit (IC) |
|
| Chip Card |
See Integrated Circuit Card. |
|
| Ciphertext |
Enciphered plain text |
ISO |
| Clear Text |
Data in its original, unencrypted form. Also known as plain
text. |
|
| Clearing |
The processing of financial transactions between the Acquirer
and Issuer for reconciliation, billing, and statement use. |
|
| CLK Clock Signal |
An electronic signal presented at contact C3 of an integrated
circuit card for synchronization between the card and its external
interface device. |
|
| Clock Transition |
A flux transition marking a bit-cell boundary (see two-frequency
recording). |
|
| Closed Prepaid System |
A system where the Issuer and Acquirer of the card are the same
party. The card is issued by the party that provides those services
that can be accessed by the card. |
|
| Cluster Terminal |
A terminal comprising more than one VDU integrated into a single
functional unit. |
|
| CMOS |
A chip fabrication technology requiring moderate performance
and moderate power. |
|
| COBOL |
Acronym for Common Business Orientated Language, the most widely
used language for commercial computer programming. |
|
| Coercive Force |
The strengths of the reverse magnetic field required to demagnetize
a given piece of magnetic material, expressed in “Oersteds.” |
|
| Coercivity |
The magnetic “retention value” of different ferromagnetic materials.
For example, a high coercivity magnetic stripe will be less vulnerable
to degaussing or erasure than a low coercivity magnetic stripe. |
|
| Color ID Card |
A photo ID card bearing a color image of the cardholder. The
image may be formed by photographic or electronic means. |
|
| Common Data File (CDF) |
A mandatory file that contains the common data elements stored
in the ICC and used to identify the card, the card issuer and the
cardholder. |
ISO |
| Common Electronic Purse Standards (CEPS) |
A unique standard for the global interoperability of smart cards,
developed by Visa initially, and subsequently passed on to the
European Committee for Banking Standards. |
Visa |
| Company Card |
A card issued to a company for use by an employee for business
purchases. |
|
| Compatible |
Able to communicate with or act upon. |
|
| Compiler |
A program that translates a program written by a programmer
into machine language a computer understands. |
|
| Complementary Metal Oxide On Silicon |
A semiconductor material used to make integrated circuits with
very low power consumption. Without it IC cards would not be possible. |
|
| Computer-aided Design |
The use of computers in the evolution checking or presentation
of design for goods or services. |
|
| Computer-aided Manufacturing |
The use of computers in the design, fabrication and testing
of manufactured goods. |
|
| Connectivity |
The ability of facilities of data processing systems to connect
and interwork with each other. |
|
| Contact |
An electrical connecting surface on an integrated circuit cared
and/or interfacing device that permits a flow of current between
the two. |
|
| Contactless Card |
An integrated circuit card that enables energy to flow between
the card and the interfacing device without the use of contact.
Instead, induction or high-frequency transmission techniques are
used. |
|
| Country Code |
A numeric code identifying the country of origin of a party
in a payment system. |
|
| Credit Authorization Telephone (CAT) |
Telephone equipped with a card reader that automatically dial
the Issuer to obtain an authorization for each transaction above
the floor limit. |
|
| Credit Card |
A card that enables the cardholder to make transactions against
a credit account established with the Issuer, whereby the Issuer
has agreed to make available a specified amount of funds to the
cardholder. |
|
| Credit Limit |
Maximum amount that can be borrowed by a cardholder at any one
time on an account |
|
| Credit Transaction |
A transaction resulting in a credit to a cardholders account |
|
| Cryptographic Function |
A process performed (e.g. encryption, authentication, certification)
using a cryptographic algorithm. |
ISO |
| Cryptographic Key (key) |
A parameter used in conjunction with a cryptographic algorithm
for executing cryptographic transformations. |
ISO |
| Cryptography |
The process of concealing the contents of a message from all
except those who know the key. |
|
| Cryptology |
The methods and practice of transforming confidential information
to make it unintelligible to parties not authorized to know it. |
|
| Cryptoki |
Cryptographic Token Interface; RSA Security Inc. driven standard
for Smart Cards, PCMCIA cards and other hardware and software solutions. |
|
| Cryptosystem |
A system which encrypts and decrypts information |
|
| Custom Chip |
A chip whose characteristics have been set for the handling
of a specific set of application or job requirements. |
|
